Treating your family to something special, like a day out or meal, is an enjoyable way to spend quality time together and create happy memories. However, with the cost of living rising, many families are finding it increasingly difficult to afford these extras. This article will provide helpful tips on how you can still enjoy the occasional family treat without compromising your financial security.
Getting the Most Out of Your Budget
The key to affording treats is getting the most out of your regular household budget. Look for ways to make small savings on your weekly food shop by shopping own brand, buying in bulk, and meal planning to reduce waste. Use cashback sites and vouchers when shopping online and sign up for loyalty schemes with your favourite restaurants and attractions – this can earn you points towards free treats. Set a budget for treats each month and stick to it.
Consider Free Activities
Treating your family doesn’t have to cost money. Spend quality time together for free by exploring your local area – go for woodland walks, visit museums with free entry, or check your council website for free local events. Get creative at home by having family game nights, at-home movie nights with homemade popcorn, or baking together.
See If You’re Getting the Right Support
Many families are missing out on financial support that could help fund the occasional treat. Are you claiming all the government benefits you’re eligible for? Millions of UK families fail to claim their full Child Benefit entitlement each year. Use an online benefits calculator to check you’re not missing out.
Similarly, if you’re a foster carer or kinship carer, make sure you’re receiving all relevant foster payments. Many carers are unaware of allowances available that could help with a family day out. Speak to your fostering agency to ensure you’re getting all you’re entitled to.
Earn Extra Money
Earning a little extra money can create space in your budget for treats. Take on occasional overtime if possible or explore side hustles you can fit around your family life like paid online surveys or freelance work. Sign up for mystery shopping companies to get paid to visit restaurants and attractions. Selling unwanted items on eBay is another simple way to earn extra cash.
Saving Up Treat Money
Get into the habit of saving up specifically for family treats. Open up a separate treat fund savings account and automatically transfer a small amount each month. Involve your children by giving them treat jars – get them to put loose change in towards saving for a day out. That way, when you have a special occasion like a birthday, you’ve got funds set aside.
Affording occasional treats is about being savvy with your existing budget, making the most of freebies, maximising your income, and developing a treat savings habit. With some planning and creativity, you can still enjoy quality family time without overstretching yourself financially. The special memories created will be priceless for you and your children.
A professional writer with over a decade of incessant writing skills. Her topics of interest and expertise range from health, nutrition and psychology.
