Home Blog Page 164

Top job-hunting tips for mental health practitioners

job-hunting tips for mental health practitioners

Now more than ever before, mental health is a topic of conversation around the world. There are international efforts to boost mental health and teach people of all ages how to recognize and manage their feelings, moods and impulses in a healthy and sustainable way. 

The rising acceptance of mental health care and awareness has also led to a boom in the mental health profession as thousands of therapists, practitioners and psychologists now have more professional opportunities than ever before. It can sometimes be difficult for mental health practitioners to find the right job, and the job hunt itself can be a tiring, if not overwhelming, process. 

The mental health practitioner career path 

The mental health field is a wide and varied sector with many different career paths and opportunities. The rise of digital healthcare platforms has also only served to increase the number of possible jobs and the diversity of experience in the sector. However, the main paths which most practitioners follow remain the most popular. 

  1. Assessment and therapy

Therapists and counsellors typically provide care to their patients through discussion with the individual of their thoughts, feelings and behaviors. These professionals are trained to help their patients overcome obstacles, encounter challenges and face their goals. Some of them are also trained to help with assessing mental health conditions faced by the patient. 

These professionals are typically psychologists, counsellors, clinicians, therapists and clinical social workers. Prescription medication is just one part of a complete mental health regimen, which will also typically include talk therapy with a psychiatrist, counsellor or therapist. 

  1. Prescribing medications 

Only psychiatrists can prescribe medications to their patients after the individual’s mental health condition has been diagnosed. After prescription however, the individual’s mental health can be monitored by both psychiatrists and mental health nurse practitioners. 

Other career paths 

A third professional stream includes certified addiction peer specialists, social workers and pastoral counsellors. These roles all have their own education and experience requirements, but they nonetheless provide important mental health services for many people. 

Improving your resume 

Regardless of your experience or your field of expertise, your resume could likely do with a boost of some kind. Below are some ways you can improve your skillset to boost your resume and your chances of finding a dream job. 

  1. The importance of a second opinion 

It is always worthwhile to get a second opinion on your resume, no matter how much experience you have or how long you have been using your resume for. Even just having a trusted friend or colleague read over a resume to check for errors and give perspective can be useful as they are likely to catch something which you have not noticed. 

If you are not having much success with your job hunt or you just really want to make sure that you have a polished resume, you can also use one of the many different professional services that are available online. These resume services offer to help you write your resume or will give you advice and pointers on how to rewrite your resume. 

This is a service which you can find offered by third parties advertising their services on platforms such as LinkedIn, but it is also a service that many recruitment agencies offer for free. 

  1. Opportunities through further education 

Going back to school may seem like a daunting task, but it could be the one thing that helps you to secure a new job. Pursuing further education can expose you to new ideas, enhance your skillset and demonstrate to potential employers that you are serious about your career in mental health. 

There are a number of different postgraduate programs available for mental health practitioners to pursue, which are likely to appeal to individuals for different reasons. For example, the online executive master of health administration from the Telfer School of Management at uOttawa is an ideal program for individuals who already have a bachelor’s degree and a number of years’ experience in the field. 

This particular course provides a hybrid education in both healthcare and business administration, which means that learners are able to graduate with the skills and experience needed to thrive in today’s challenging and competitive healthcare industry. The course is primarily taught online, which is ideal for individuals who also have professional or familial commitments and who need a program with flexibility. 

Regardless of the program you choose, make sure to look through the course syllabus to ensure that the subjects taught are relevant to your field and interests and review the opportunities which the program offers for professional development outside of the classroom. 

  1. Learn a new language 

This is certainly not the easiest way to supercharge your resume, but it is a worthwhile effort. Learning a new language – especially a commonly used language – can provide you with several different benefits as a mental health practitioner. 

Being able to speak more than one language means that you have access to a whole new population of potential patients who you can work with. It also means that if you want to relocate through a large company, you may have more options available to you. 

Finally, languages can even come in handy during therapy and mental health work itself. The renowned couples’ therapist Esther Perel sometimes uses the French language to communicate with her patients and break down barriers. 

Hunting for mental health practitioner roles 

Although the importance of mental health has become a mainstream topic and has been highlighted by publications, professional bodies and experts around the world, it can still be a challenge for some professionals to break into the field. It is an increasingly competitive job market as the increased demand for mental health professionals has resulted in more and more people choosing to pursue therapy and counselling career paths. 

This is not to say, however, that the market is so competitive that it is impossible to break into or that it will take years to piece together a resume. Instead, it means that you may need to be persistent and creative when job hunting and to utilize all the tools and opportunities available to you. 

This can seem like a daunting prospect to anyone who is either a career changer or just starting out in the sector, but thankfully there are several steps you can take to make the process much easier and to get your resume into the right hands. 

  1. Go digital

Some mental health professionals have started to develop large, loyal online followings on social media platforms where they post about issues they commonly see, potential fixes which some people might find useful, and tips for mental health. 

While becoming a “mental health-influencer” is a great way to get noticed and brighten up your resume, it is certainly not for everyone. Not everyone wants to post on social media, and not everyone should, as a false step or two online can lead to consequences in their profession. 

Another way to look for roles in the profession is through the many different digital platforms that now exist specifically for providing therapy and mental health support. There are now about half a dozen different platforms which offer mental health services via digital and web-based applications. 

Companies such as Talkspace and Headspace are large companies which employ an impressive number of mental health professionals remotely, and they are expanding. Working for one of these companies is certainly not for everyone, but it is one way to gain experience in the field and develop your understanding of the digital possibilities for the next generation of therapy. 

  1. The power of networking

Another way to find available roles in the mental health practitioner space is by embracing the power of networking. One of the easiest and most effective things you can do is create a LinkedIn profile and to keep it updated. If you are so inclined, you can also broaden your reach on LinkedIn by connecting with other professionals in the field and making periodic posts. 

LinkedIn is also great for job hunts in part because the platform analyzes your skills, experience and education and pairs you with what the algorithm deems to be appropriate. While not every job will be a match, this feature can help you to explore similar jobs in target locations and fields. 

There are other forms of networking though which can be just as useful as LinkedIn. If you join a professional body or association, they will typically host networking events that allow you to attend talks, connect with other professionals and share your experience. 

If you are part of a disadvantaged group, there may also be additional associations you can join. There are groups which focus on promoting the professional development and success of women, people of color and people in the LGBTQ+ community, among others. These groups are a great way to network and put yourself out there so that you can gain more exposure to potential opportunities. 

  1. Consider a move

If you live in a small town or rural area which lacks mental health infrastructure and healthcare, you may want to consider a move. Everyone deserves proper healthcare coverage and treatment, but some places do not offer the same opportunities that others do, and you may need to consider moving to where the jobs are. 

The cost of living is rising around the world, and this can make the prospect of moving to a new city or even just a large town daunting. However, the reality is that the cost of living is rising pretty much everywhere, and even rural places are no longer affordable to live in when you factor in the costs associated with transportation. 

Before you uproot yourself and move to a new location, you should do your research to ensure that you like the place you are moving to and that there are enough mental health services available there that you will be able to find lasting employment opportunities. If you are hired for a role prior to moving, you will have the security of a job offer to rely on and you may also qualify for a relocation bonus. 

  1. Hang out a shingle 

Finally, there is always the option to start your own practice if you are a licensed practitioner and have enough experience in the sector. Depending on where you are located, you may want to offer digital or in-person services or even hybrid offerings. 

Running a business is never easy, no matter how small it is, so it is worth doing your research beforehand and making sure you really know what you are signing up for. Another alternative is to look for a small clinic or group of other independent therapists and practitioners in your area who you can join. 

  1. Do not forget self-care 

As all mental health practitioners know, job hunting can take a serious toll on your mental and emotional wellbeing. A job hunt can take anywhere from a few days to weeks, months or even years. As that time drags on, it becomes increasingly difficult to stay upbeat and positive about your chances for landing a job you like and pursuing the career path which interests you. 

As the job hunt becomes increasingly difficult, your chances of creating well-made, convincing job applications are also likely to decrease due to the stress and repeated failure you have experienced. This is why it is so important to remember self-care during the job-hunting process and to take time to enjoy your hobbies and interests outside of your professional life. 

You should also remember that a rejection from a job application has nothing to do with you personally and is not a reflection on your skills and abilities. 

These are just a few of the many ways you can search for a job in the mental health practitioner sector. Everyone has different strengths, weaknesses and experiences which they can bring to the table and use to highlight their skills when job hunting. 

Good luck and happy hunting! 

How can meditation help you find a path and purpose in life?

meditation help you purpose in life

Meditation is about finding peace within yourself and taking a journey to your innermost self to develop a connection with it. Focusing on your thoughts while remaining entirely still helps to release the pent-up stress which gradually builds up in everyday life.

But it also helps you discover your sense of purpose and find a path in this world that is meaningful to you. How you spend your little moments affects how you spend your life. You cannot expect your life to be productive if you spend most of it aimlessly.

As a beginner, you might find all this a bit confusing. Taking online classes and guided sessions conducted by a qualified and trained mindfulness coach will guide you in every step to help you tap into your true self.

It is vital to spend your hours in the most purposeful manner possible. A mindfulness session takes you on a journey of your sense of purpose and purposefulness.

But what are some things you can expect from the session, and how does it benefit you? Find out.

How does it work?

You should start by sitting comfortably on a chair, floor, or wherever possible. Your spine should be straight without bending. Once you have attained the desirable posture, place your left hand on the ground and the right in your heart’s center.

Your journey towards the inner self begins. As you concentrate on the hand and heart, you start feeling the pulsations of your hand and the electromagnetic currents running all over the body.

Pacing your hand over your heart creates a strong reaction, creating oxytocin throughout the body. As you bring your awareness to the left palm, you absorb the energy emanating from the ground and transfer it into your body.

Then, you lift your right hand and raise it upwards, acknowledging the presence of Aether, a material that fills the universe and sends light waves throughout it. As you do that, bring your left hand towards your heart.

What do you feel?

You find joy, fulfillment, and completeness as you perform these perfectly synchronized movements. The purpose is to realize that you have whatever you need within yourself and unshackle everything that holds you back from achieving your objective.

Questions you should ask yourself

During the meditation, the coach will ask you questions like who are you, what is it that you do, who is it that you do it for or who receives the things that you offer into the world, and why do you do them? How do the things you do transform the lives of those around you?

As you visualize yourself living a life of passion, vitality, and purpose, the answers come running to your mind. You must conjure images that make you come alive, fire your passion, and nurture your essence. Tapping into the sense of purpose makes you come alive, even if just for a second.

Another question you must ask is if you are happy, and are you sharing your happiness with people around you? You should tap into the revolutionary potential within you and recognize the joy inherent in living a life of purpose. The realization will put a smile on your face, relax your body, and set you on the path.

Meditation through the process described above can help you find a path that gives you meaning. It lets you dig deep within your inner self and realize the genuine passion that lies hidden somewhere within. Towards the session’s end, you will face the big picture, the image of your life.

How The Brain Reacts To Gaming

How the brain reacts to gaming

Gaming is a common way to relax and relieve the stress of a long day at work or school. However, beyond the thrills and excitement of playing your favorite game, many people do not realize the chemical activities happening in the brain when gaming. 

Chemicals released in the brain through gaming

Research has suggested that two chemicals are released from a section of the brain called the hypothalamus when we play video games. The substances in question are dopamine and oxytocin.

These chemicals perform several functions in the brain. It is because of these chemicals that gamers experience a link between them and the fictional stories behind games.

Oxytocin is a social bonding chemical released to help build trust. On the other hand, dopamine triggers the feeling of excitement you get when engaging in video games. As dopamine levels increase, so does the happiness you derive from gameplay. That is why this chemical is also linked to addiction.

Video games have several health benefits, including stress release, aiding memory and stimulating the brain. However, it’s necessary to take caution as video gaming can also be addictive and lead to other health crises, especially with increased dopamine levels. 

Managing the effects of video gaming

More and more people are playing online video games. New online casino game websites are also on the rise, with plenty of real-money slots and other casino games to enjoy.

According to Statista, the global population of video gamers is about 3 billion. On top of this, smart gadgets such as PCs, large TV screens, tablets, smartphones and modern consoles are constantly released on the market – so people are inundated with different ways to play.

Moderation is the key to creating the perfect balance where you can enjoy gaming and stay within healthy limits. Learning to manage the number of hours spent on video gaming is the most crucial step. 

Why you should manage your screen time

Below are three reasons why you should manage your screen time:

  • Prevent addiction

When video gaming becomes addictive, it takes up all the time you should spend on other important activities. Less screen time will ensure that you have enough time to do your work, house chores, meet appointments, etc. Consistent video gaming reduces human relations and leads to poor face-to-face interaction. 

  • Improves your physical health

Reducing the time spent on screen helps create more time to engage in other physical activities that benefit healthy living. Addiction to games and screens leaves you seated on the spot for long hours, and this habit can lead to more snacking, lack of sleep, and excessive weight gain if not managed properly. 

  • Creates free time for healthy fun

Suppose you’re preoccupied with video games and focus solely on the screen. In that case, you have less time to engage in other fun activities that can create a lasting memory for you, such as bonding and connecting with family and friends. 

Final thoughts

Gaming is an exciting and adventurous habit that can relieve stress and cause feelings of happiness through the release of dopamine and oxytocin from the hypothalamus to the brain. However, if this habit is not properly monitored, it could become more hurtful to gamers.

Biden Administration’s Sweeping Change To Asylum Process

immigrants

The Biden administration is in the final phase of rolling out a new policy on the asylum-seeking process, which aims to take the burden of the already backlogged state immigration courts.

The new policy allows asylum seekers to have their cases heard and determined by immigration personnel rather than immigration judges.

It Is Meant To Speed up The Process

According to government officials, the goal of the change of policy is to reduce the length of time the process takes from an average of five years down to six months. The administration seeks to achieve this by releasing apprehended asylum seekers under parole status as they await clearance. According to government data, border patrol has been apprehending approximately 13,000 undocumented immigrants every day in recent months.

Biden won the presidency partially on the promise of restoring humanity to the asylum-seeking process. This promise came after the Trump Administration’s restrictive measures that yielded the most enforcement activity in recent American history.

However, former President Trump is not the only one responsible for the backlog of the 670,000 pending cases. Some cases predate the Trump era, although the administration’s policies may have worsened the situation.

A Sensible Asylum-Seeking Process

“This is arguably the most significant asylum policy change under Biden’s administration and could finally speed up the asylum process” says immigration lawyer Brandon Ritchie of Ritchie-Reiersen Injury & Immigration Attorneys.

According to immigration officials that spoke to the media on a condition of anonymity, the roll-out of the new policy would be gradual but failed to reveal the exact roll-out date.

According to Homeland Security Secretary Austin C. Kocher, the policy change will help the government build a more sensible and functional asylum system that ensures eligible candidates go through the system quickly. At the same time, the ineligible are removed just as quickly. This plan will require the government to hire hundreds of asylum officers to determine at least 75,000 asylum seekers’ cases yearly.

Asylum Advocacy Rights Concerns

Many immigration advocates view the idea of rushing asylum seekers as having the potential of denying them due process. According to immigration advocacy groups, rushing asylum seekers through the process will mean having less time to access legal help, gather evidence, or prepare their case, thus placing them at a disadvantage. Also, there is fear that the policy will open a door for expedited removal, which many advocates say is unfair and flawed.

The expedited removal policy established in 1996 gives immigration officials authority to deport persons that did not express the fear of returning to their country without a hearing. Those who fear returning to their country of origin are scheduled for a “credible fear” assessment with an asylum officer.

It Is Less Confrontational

Under the current policy, immigrants that have passed the initial assessment phase have to appear before an immigration judge to file an official application for asylum. But under the new policy, migrants who pass the first screening process will not need to appear before a judge. Instead, they will appear before an asylum officer, a less confrontational option than facing government prosecutors in court.

Critics of the new policy express fear that the expedited removal policy will only serve to draw more asylum seekers to the border. According to Andrew R. Arthur of the Center for Immigration Studies, immigrants know that they only need to cite fear to get a free pass, evidenced by the large number of people citing fear since the expedited removal policy came into force.

Wrongful Deaths in Workplace Accidents Statistics and Claims

Workplace Accidents

America has come a long way in ensuring workplace safety. However, even with state and federal government’s efforts to impose strict regulations preventing work-related accidents, they still happen, with some resulting in fatalities.

“15 workers die every day in America due to work-related injuries,” cited an Occupational Safety and Health Administration (OSHA) report.

The U.S. Bureau of Labor Statistics (BLS) indicated that 4,764 work-related deaths occurred in America in 2020, a 10 percent decrease from the previous year, with 5,333 reported cases. According to the report, workers in transportation, material moving, construction, and extraction occupations accounted for 47 percent of all occupational deaths, earning these occupations a spot among the riskiest.

The Employer Has a Responsibility

Every employer has an ethical and legal responsibility to provide a safe working environment for their employees. If a work-related accident, illness, or death results from the employer’s negligence, the affected party or beneficiaries are eligible for compensation. In some states, the law requires every employer to carry worker compensation insurance coverage to protect themselves from liability and ensure that employees get compensation for workplace-related injuries or death.  In Texas, that is not the case.  An employer does not have to maintain workers’ compensation insurance coverage, but if they do not, and their negligence is a cause of the worker’s injury, the employer can be held liable for those injuries.

Wrongful death in the workplace can result from injuries sustained in an accident or from a work-related illness. The surviving beneficiaries are eligible for compensation under workers’ compensation if death was caused by an on-the-job injury or work-related illness.

Wrongful death in a workplace can also result from the negligent actions of a third party, for example, a contractor. Under such circumstances, the third party may also be liable for the damages. Typically, wrongful death benefits are payable to surviving spouses or their children.

Recoverable Benefits

Some of the damages an injured worker can recover in a wrongful death lawsuit include:

  • Loss of consortium
  • Lost earnings
  • Lost services
  • Support or love
  • Pain and suffering

If death results from a protracted illness, the bereaved dependents can recover economic damages to cover all medical bills incurred.

Additionally, if the death resulted from the intentional conduct of an employer or under circumstances that would be considered gross misconduct, surviving dependents can recover punitive damages. Wrongful death claims can sometimes result in significant payouts. However, the compensation value will depend on several factors such as the victim’s life expectancy, the level of income, factoring in future pay rise, and the age of the dependents.

Hiring A Lawyer Is Important

While a wrongful death claim is supposed to be straightforward, it can get complicated. At other times, insurance adjusters may want to deny survivors what they rightfully deserve. Therefore, hiring a personal injury attorney when navigating a wrongful death claim is important to ensure that your rights are protected.

“A wrongful death attorney will build a solid case for projected earnings over the expected lifespan of the deceased, as well as compensation for medical and funeral costs. A lawyer will also seek to obtain financial relief for the loss of love, companionship, protection, and all other compensation that is available to you,” says wrongful death lawyer Lin McCraw from the McCraw Law Group.

Most wrongful death lawyers work on a contingency fee basis, meaning you only pay after recovering your damages. While no amount of settlement can replace a loved one, compensation for the wrongful death of a breadwinner can make dealing with the loss more bearable.

Drug Testing: A Core Requirement For Commercial Truck Drivers

truck driver

Truck accidents are common in the United States and cause many fatal injuries each year. Most truck accidents result from the following:

  • Falling asleep behind the wheel
  • Distracted driving (texting, eating, adjusting music, etc.)
  • Speeding
  • Driving under the influence (drugs, alcohol)

The fatality rate of truck accidents has led different states to draft laws aimed at preventing these incidents. The Transportation Employee Testing Act, passed by Congress in 1991, mandated that the Department of Transportation establish drug and alcohol testing for employees.

Truck accidents are a severe hazard, especially in Atlanta and other regions. These large vehicles, called 18-wheelers, tractor-trailers, semis, or big rigs, can be devastating when involved in an auto accident. Embry Law Truck Accidents is knowledgeable about such cases and offers dedicated service to clients throughout Georgia. We make sure all the needs of our customers are taken care of.

By this law, truck drivers must submit themselves to drug testing. It is now the driver’s responsibility to adhere to the drug testing rule. Truck drivers are subjected to drug testing several times throughout their careers to ensure that they are in a good state of mind to drive.

What is a Drug Test Analysis?

As a transport company employee, you undergo a series of tests, including drug tests from your company. However, the drug test by the Department of Transportation is different.

They check for drugs using a urine sample and check for alcohol using a breathalyzer. The findings of this drug test are not immediate or quick. For the most reliable results, all samples are thoroughly analyzed. The drug test analysis is to test for the presence of:

  • Marijuana
  • Amphetamines or methamphetamine
  • Cocaine
  • Phencyclidine
  • Opiates or codeine  

On the other hand, the breathalyzer checks for alcohol concentration levels of 0.002 and above. The test can detect traces of drugs or alcohol from a person who used either substance in the past 30 days. 

Who are the Tests For?

The alcohol and drug testing rules apply to most commercially licensed drivers on public roadways. The aim of drug testing on these commercial truck drivers is to dissuade them from abusing drugs and alcohol, thereby endangering the lives of other road users.

The rules and regulations are there for the safety of truck drivers and everyone else on the road. Truck drivers should not see the drug test as a bothersome task. Employers must recognize and respond to an employee’s alcohol or drug problem as early as possible.

The drug test is not restricted to only truck drivers. Other professionals, such as airline crew, train operators, or people working on pipelines, must also take the drug and alcohol test. 

When are the Tests Required?

Truck drivers take alcohol and drug tests on different occasions. The first is the pre-employment stage. In this stage, the company requires its employees to carry out a drug test independently. A negative result must be presented to the employer before the candidate can drive a commercial motor vehicle.

A driver may also be subjected to a drug test if there are suspicions that they are under the influence. This suspicion may arise from the driver’s looks, smell, or the way they speak. If the evidence backs up the accusation, the driver will be required to undergo a drug test for confirmation.

If a truck driver is involved in an accident, the alcohol and drug testing depends solely on how severe the crash was. The driver will still undergo these tests whether the collision involves bodily harm or not. Undergoing the test will ensure insurance protection for both the driver and the company. The results from an alcohol test will be ready within 8 hours after a crash, while a drug test takes up to 32 hours.

A truck driver may also be subjected to random testing. The random test happens every quarter of the year. Employers must adhere to arbitrary selection rules.

Drug Test Preparation

Before going in for a drug test, you should drink lots of water and stay hydrated, as a urine sample is required. Also, if you are on any legal, prescriptive medication, it may tamper with your drug test result. It is best to notify the healthcare provider about your legal medications to avoid a false-positive result. In these cases, you may have to do a follow-up test and show your prescription information.

What Does a Positive Drug Test Result Signify?

If an individual tests positive or even refrains from taking the drug test, they risk losing authorization to drive a commercial motor vehicle or perform other safety-sensitive functions. Additionally, the person may lose their commercial driver’s license or certification. They will have to undergo complete return-to-duty drug tests and screenings to return to work.

The return-to-duty drug test will be carried out under the supervision of a qualified substance abuse professional from the Department of Transportation. The individual must also provide at least six negative results directly observed by the department within a year. This may extend to four additional years.

Does a Positive Result Have an Impact On My Record?

Testing positive to alcohol and drug tests will undoubtedly impact your record until the return-to-duty screening process is fully complete. Afterward, the violation will remain on CDL Clearinghouse for about five years.

The CDL Clearinghouse provides an online database where government agencies and employers can have real-time access to details about an individual’s CDL drug and alcohol program violations. Potential employers can only access your drug test with your consent, but your refusal to give consent may lead to lost opportunities.

Learn More about Truck Driver Drug Testing

The commercial truck driver requirements for drug and alcohol testing may seem rigid, but these precautions are for the safety of the driver and all other road users. As an individual who performs safety-sensitive functions, it is crucial to take these precautions to prevent serious accidents.

Drivers to Be More Cautious As the Weather Warms Up

Car Driving

As the weather warms up, there are expectations for more motorcyclists to hit the road, leading to an increased risk for crashes and injuries. According to the Connecticut Department of Transportation (CT DOT), 68 people died in motorcycle crashes in 2021. It was the highest ever recorded by the state in 30 years.

“While motorcyclists need to be extra careful on the road, the same goes for drivers for their own safety and the safety of motorcyclists,” says attorney Jan Dils. While driving, motorists concentrate more on other cars and often ignore checking for motorcyclists around them, resulting in crashes. With the rate of motorcycle fatalities experienced in 2021, the Connecticut Department of Transportation (CT DOT) reminded motorists to be more cautious on the road.

Causes of Motorcycle Crashes During the Warmer Season

The warmer months are a popular season when people go on vacations or travel to see loved ones. During this period, the road is always congested, causing an increase in the risks of road accidents occurring.

Listed below are some of the common causes of motorcycle crashes during this time period:

#1. Students on Summer Break

Students usually return home during their summer break. Most of these students are inexperienced drivers and may to drive out to see their friends or go on a road trip.

However, the risk of accidents for inexperienced drivers is higher than for those with experience. Thus, with these students behind the wheel, there is a higher chance of accidents occurring, which can be fatal to motorcyclists. The reason is that they are on the receiving end of serious injury when an accident happens due to lack of protection.

#2. Road Constructions During the Summer

During the winter season, there is less construction on the roads due to snowfall. However, as the weather warms up, from spring to summer, road construction continues.

Construction causes many road hazards such as construction trucks, traffic cones, and slower speed limits. All of these can cause a collision if drivers do not see motorcyclists while driving.

#3. Driving Under the Influence

Drunk driving usually happens throughout every season of the year. But, during warmer seasons, there is this craving for cold drinks, hanging out outside, and going on vacations. Therefore, during summer there are various activities, such as picnics with friends and parties, which require drinks like alcohol.

Unfortunately, some motorcyclists and motorists tend to get behind the wheel drunk after attending these activities. Drunk driving impairs driving skills such as coordination, judgment, and reasoning. As a result, it can result in crashes that can cause serious injuries or death to motorcyclists, motorists, and other road users.

#4. Weather Conditions

Bad weather conditions are another factor contributing to motorcyclist accidents. Summer can bring unexpected rain, reducing visibility and making roadways slippery.

However, some bikers may prefer to continue riding in this poor weather to get to their destination instead of pulling over until the weather improves. Unfortunately, this can lead to accidents causing injuries or death.

#5. Driver Negligence

Most times, motorcyclists are careful when riding their motorbikes. On the other hand, motorists may be negligent when driving. Thus, leading to accidents that can injure both drivers and other road users.

Such accidents can occur due to distracted driving, like trying to pick up a call or reply to a text while driving. Other negligent driving includes speeding, failure to yield, or not paying attention to traffic signs.

CT DOT Tips to Keep the Road Safer For Motorcyclists

Other road users can help keep the roads safer for motorcyclists by adopting safe driving habits. Here are some driving guidelines from the Connecticut Department of Transportation (CT DOT) for motorists:

#1. Checking Blind Spots Always and Pass with Caution

Naturally, motorcycles are smaller than other vehicles. Thus, making it harder for drivers to notice them when merging or switching lanes. Before changing lanes, motorists should take their time and inspect the blind spots of their cars before continuing with their intended move.

Furthermore, it is also advisable for motorists to be very cautious when passing motorcyclists. They should always use their turn signal to alert the motorcycle riders of their intentions. Also, before motorists return to their lane, they should ensure they are many car lengths ahead of the motorcyclist.

#2. Speeding

Motorists should always bear in mind that motorcyclists can react faster than vehicles due to their size. Thus, they should avoid tailgating and keep a safe distance behind vehicles. Doing this will prevent rear-end collisions as they can be deadly to motorcyclists.

However, drivers can help keep motorcyclists safe by increasing their following distance, especially when driving at night. While maintaining this safe distance, they should also ensure that their high beams are off when they spot an oncoming motorcycle. When driving with the high beams on, one must dim them at least 500 feet from any approaching car or motorcycle.

#3. Stay in Your Lane and Take Another Look Before Turning Left

By law, motorcycles have their traffic lanes. Thus, on no account should motorists drive in the same lane as the motorcyclists or even try getting closer to the lanes designated for motorcyclists. Trying to share traffic lanes with motorcyclists means confusion and a possible collision that can be fatal for motorcyclists.

Furthermore, motorists should always take a second look at incoming motorbikes before crossing a lane of traffic to turn left. Accidents involving a left-turning vehicle colliding with an oncoming motorcycle can be devastating.

#4. Be Cautious of Turning Motorcycles and Alert Them When Turning

When motorists want to turn, they should always alert motorcyclists of their intention to turn. When they notice motorcycles following them, they have to activate their turn signal earlier than they usually do.

On the other hand, motorists should also be cautious of turning motorcycles. They should increase their following distance if they detect a motorbike riding with its turn signal on for an unusually long road distance. Doing this will help them have enough time to react if the rider decides to turn.

#5. Avoiding Bad Weather Conditions and Always Adhere to the intersection Safety Protocol

Intersections are high-risk zones where many vehicle accidents involving two cars and motorbikes happen. Therefore, when approaching an intersection, always come to a complete stop. Then, observe and obey the traffic signs and signals, look both ways for oncoming vehicles and motorbikes, and continue slowly.

Furthermore, motorists should also avoid bad weather conditions while driving. It could obstruct their visibility to see motorbikes ahead or behind them. When driving and one notices a change in weather, they should park and wait for the weather to improve before continuing their journey.

Conclusion

Motorists also have to play a part in their own safety and for other road users. They should also maintain proper following road distance and wear their helmets always to reduce the degree of injury when an accident occurs. Also, since other vehicles find it difficult to spot them because of their size, they should always wear visible gear, especially at night.

Introduction to Umbrella Insurance

Personal Liability Insurance (PLI) is designed to help protect your assets when any form of disaster hits you. For instance, you may be financially responsible for damages to someone’s property. You may crash into someone’s house, in which case liability car insurance will cover legal expenses and the judgment of settlement.

What happens when the liability exceeds your insurance coverage limits? You could lose significant assets despite having liability insurance in some instances. This is where Umbrella Insurance comes in. It’s a form of insurance designed to help protect you from losing your assets in the case of any form of catastrophe where you are financially responsible.

What Is Umbrella Insurance?

Umbrella Insurance is a form of extra insurance for additional coverage in cases where the limits of your existing insurance have been exceeded. It is designed for situations where the expenses associated with a liability claim for which you are responsible far exceeds what your PLI can handle.

Umbrella insurance differs from provider to provider, with each offering different packages. For the most part, you need to have an existing insurance policy for home, condo, renters, or auto insurance that covers between $250,000 to $350,000 in liability expenses before you can purchase an umbrella policy. 

What Does Umbrella Insurance Cover?

It’s important to note that Umbrella Insurance has some key similarities to the personal liability aspect of your homeowner’s insurance, condo insurance, car insurance, or renters insurance. The only difference is that it is used when you max out these insurance policies. The following situations are typically covered by Umbrella Insurance:

Your Dog Bites Someone 

Homeowner’s insurance policies cover dog bites, but if you are sued for an amount that exceeds your insurance, then the Umbrella Insurance policy comes into play. The expenses covered may include medical bills and pain and suffering.

You Accidentally Injure Someone

Umbrella Insurance will come in if your home or auto insurance is exceeded in cases where you or your family member accidentally injure someone. For instance, when your child accidentally injures a friend while playing. If you are sued and the liability damages exceed the insured amount, then Umbrella Insurance will help.

You Are Responsible for a Serious Boating or Automotive Accident 

Boating or auto accident bills can come out to be insane amounts, especially in cases where you are responsible for injuries to multiple people. Here, your insurance policy will start by covering the expenses, and once it is maxed out, the Umbrella Insurance will come in.

Slander Damage or Personal Defamation Claims 

This may include a lawsuit filed because of a post you made on social media. If it exceeds your PLI, then the Umbrella Insurance will settle the costs.

What Umbrella Insurance Won’t Cover

Just like there are limits to your personal insurance, there are limits to your Umbrella Insurance. Below are some of the losses typically not covered by Umbrella Insurance:

  • Criminal acts
  • Contracts
  • Intentional acts of injury
  • Damages of nuclear radiation, war, or terrorism
  • Damage to your personal property
  • A lawsuit where you are responsible for infecting someone with an infectious disease

Who Needs Umbrella Insurance?

Now that you understand Umbrella Insurance, who needs this policy? Below are some of the factors that might warrant a need for Umbrella Insurance:

  • People with high net worths
  • Celebrities
  • Investors in real estate
  • Enthusiasts of extreme sports or dangerous hobbies
  • Dog owners or exotic pet owners

How Much Does Umbrella Insurance Cost?

Umbrella insurance costs will, for the most part, be influenced by the amount of insurance you purchase. You should note that most insurers have a minimum limit of about $1 million, with the option of raising this amount.

The Takeaway

Now that you have a rough idea of Umbrella Insurance, you can decide whether you need it or not. Remember, accidents and disasters are unpredictable, and you never know when you will find yourself facing a lawsuit.

Defective Vehicle Airbags and the Biggest Vehicle Recall in the US

An airbag is a standard safety feature integrated into all vehicles. It is designed to protect occupants from hitting objects inside or outside of the car in a collision. However, airbags can become deadly when defective, which is quite ironic since they are designed as a safety feature.

One of the biggest motor vehicle recalls in the US involved airbags. The recall, which has affected over 19 major motor vehicle manufacturers, still continues. The exploding Takata airbags have been responsible for 19 deaths and more than 400 injuries. 

The Cause of the Defect

But, why are these airbags exploding? It all boils down to the design of these faulty parts. Standard airbags have a propellant comprising a metal cartridge.

The faulty airbags had ammonium nitrate as the propellant and had no chemical drying agent. Due to this defective feature, upon long-term exposure to heat and humidity, the airbag housing is likely to explode in a crash and send pieces of the metal cartridge flying.

The Recall

Despite the defective airbags being rare, given they were spread out in vehicles manufactured over 20 years, they were extremely dangerous. Due to their danger, the National Highway Traffic Safety Administration has recalled over 67 million airbags in more than 42 million vehicles as of September 2021.

The agency has conducted the recall in various stages. Vehicles are recalled based on risk and year of manufacture, where 2002 to 2015 were when most defective airbags were manufactured.

What’s more, the agency uses a 12 level strategy, where areas with the highest heat and humidity and concentration of reported cases are prioritized.

Cars affected by the recall include the 2001-2003 Honda and Acura models and the 2006 Ford Ranger and Mazda B-series. What’s more, an investigation by the New York Times showed that Takata knew of the defects from as early as 2000.

Consequently, the US Dept. of Justice charged three Takata executives with forging test data to cover the defects. The executives eventually settled the case and the company was fined $1 billion, causing it to file for bankruptcy, after which Key Safety Systems purchased it.

The most recent defective airbag incident happened on Jan 8, 2022, in South Carolina, where the driver was killed in a 2002 Honda Accord. The car was not registered to the owner and had changed ownership several times over the years.

According to Honda, the vehicle was recalled in April 2011, and they had attempted to inform the owner of the recall more than 100 times with no response. Drivers can check whether their vehicle has been recalled by visiting the NHTSA website and typing in their Vehicle Identification Number (VIN).

What to Do if Your Vehicle Is Recalled

If your vehicle is on the recall list, the manufacturer is legally required to repair it for free. You can continue driving it as you wait for the repair. However, 2001-2003 Honda/Acura and 2006 Ford/Mazda trucks are on the stop-driving order, meaning you should contact your dealership immediately.

If your dealership refuses to fix the car, you should contact NHTSA as soon as possible with information regarding the dealership and the staff member you interacted with. However, you should not ask your dealership to disable the airbag since it can still offer protection in an accident.

Best Way to Stay Healthy During Long Weeks at the Office

Stay Healthy

Putting in extra hours at work can be taxing on the body and with the increased effort into your job, it’s too easy to put your health on the back burner. You don’t have to sacrifice your health. It requires putting in a little extra effort, but when you do, you’ll maintain your wellness to keep you on track while prioritizing your physical health. Read on for tips on how you can keep up with your healthy lifestyle when you’re putting in more hours in the office.

Take Frequent Physical Breaks

Sitting down at your desk for hours upon end is not good for the body. Staying inactive for too long can leave your body feeling tense, tight, and painful. “Too often, I’m so engrossed in my work that I forget to move around. When I finally do stand up, I can feel the consequences,” admits Natália Sadowski, Director of Aesthetics at Nourishing Biologicals.

As you’re working, set up an alert to go off every 1-2 hours to remind you to stand up and move around. Do some light stretching, take a walk around the office, or go for a stroll outside. Natália Sadowski relies on her reminders throughout the day. “My smartwatch is set up to remind me to stand up every hour. When the notification goes off, I stand up and take a walk around the block. It takes 5–10 minutes and it’s definitely worth it.”

Prepare Meals and Snacks

When you spend so much of your week at the office, convenience often takes over your food choices. You grab a snack from the vending machine or order food from a nearby restaurant. While this is great now and then, when you practice this type of eating schedule continuously, it can affect your diet. Instead, prepare any meals or snacks for your week so you can more easily stay on track.

Meal prepping for breakfast or lunch can sound daunting, but it’s worth it and will make your day much easier – without having to feel redundant. Erin Palinski-Wade, RD, CDCES, author of Belly Fat Diet for Dummies, uses a trick with her clients to combat menu fatigue. “I have my clients write down their favorite meal options on sticky notes, then place those sticky notes on a calendar to build out their menu for the week. Then, all they need to do is rotate the sticky notes from week to week.” Not only does this practice avoid repetition, but it eliminates decision fatigue, which can be exhausting in and of itself.

When it comes to snacks, stock up your office with nutritious snacks you can grab on the go. Avoid sugary snacks or candies since those foods are less likely to satisfy your hunger. Stock up on crackers, nuts (like almonds), or pretzels. Don’t feel compelled to only bring snacks that can be kept dry. Prepare fresh snacks too like baby carrots or berries to leave in a refrigerator.

Brandon Adcock, Co-Founder and CEO has made a name for himself at Nugenix for his snack habits. “My coworkers tease me for keeping a pantry full of snacks at my desk. But hey, I’m always prepared if I need some fuel to keep my going when things get busy.”

Maintain Your Exercise Routine

Working more hours usually means you have less time for other activities, such as your workout routine. Continue to maintain your current routine as much as possible to keep up with your health. It can require some flexibility with your schedule, but be open to making whatever changes are necessary to ensure your exercise routine doesn’t fall to the wayside.

“During weeks when work gets hectic, I have to switch up my workout routine,” Steven Vigilante, the Head of New Business Development at OLIPOP shares. “If I can’t make it to my yoga class after work, I’ll do a routine at home before bed. If I’m not able to get in my daily walk during lunch, I’ll wake up early the next day to get it in before work. It takes some flexibility to rearrange my schedule, but if I don’t prioritize it, my body is all out of whack.”

Avoid Too Much Caffeine or Sugary Drinks

Selecting the right beverages is essential for a healthy lifestyle, as the choices we make impact our overall well-being. Understanding the composition of your drinks, including potential additives like aspartame, is crucial. Oobli provides beverage that don’t have aspartame on it. 

When pushing through a busy work week, people tend to load up on caffeine to keep them going. But, that practice can have an adverse effect. Drinking too much caffeine can leave you feeling jittery and distracted while consuming too many sugary drinks can cause you to crash.

Co-Founder of TalentSmart, Dr. Travis Bradberry explains the effect of too much caffeine. “Coming off caffeine reduces your cognitive performance and has a negative impact on your mood. The only way to get back to normal is to drink caffeine, and when you do drink it, you feel like it’s taking you to new heights. In reality, the caffeine is just taking your performance back to normal for a short period.”

Prioritize Your Sleep

To maintain a healthy lifestyle, the most important thing you can do for your body is to get enough sleep each night. It is recommended that you get at least 8 hours of sleep each night to avoid fatigue and a lack of concentration and productivity. Working extra hours means you have to make the most out of the time you have, and a lack of sleep prevents you from having the energy to take on a packed day. So, as much as it might take some rearranging, it’s important to make your sleep a priority.

Stephanie Venn-Watson, CEO of Seraphina Therapeutics, learned the hard way that she needed to get more sleep. “I used to try to do it all when my work schedule was packed: workout, meet up with friends, go to events, and attend book club. Naturally, my sleep schedule was affected. I would only get about 5–6 hours of sleep each night. After a while, it really took a toll on my body. As much as I wanted to do it all when work was more demanded, I knew I couldn’t. I had to prioritize my sleep which meant reorganizing how I spent my downtime.”

Working too much can be taxing, but if it’s not something you have to do often, you can learn how to manage the time. Maintaining your health while working long hours takes some flexibility and planning. With the right tools, you’ll be able to work hard at keeping your lifestyle healthy while performing your job well.