Having a daily routine can be very helpful during addiction treatment and recovery. Making goals, writing up to-do lists, and focusing on your health are some examples of things that you can do to get productive and lead a happy sober life. However, creating a daily routine right out of rehab can feel intimidating. If you need some extra help, reaching out to your support system, therapist, or other professionals can do wonders with making sure that you keep yourself busy and stay on track. Here are some things to keep in mind when developing a healthy daily routine in recovery. 

Remember to Focus on Your Health

One of the main points of undertaking an alcohol or drug detox is that it improves your health, so this is an excellent time to work on other areas of your well-being as well. There are tons of benefits to exercising, eating a balanced diet, sleeping well, and staying hydrated. The main positive change that you will see is that creating a healthy lifestyle reduces the intensity of withdrawal symptoms. “Drug withdrawal can be very difficult and some symptoms may even linger for months,” says Mat Gorman, CEO of Briarwood Detox Center. Everyone has a different experience with withdrawals, and various exercises and foods improve different symptoms. Therefore, doing your own research about these things will give you a better-individualized result. The second main benefit is that reserving time in your daily routine for exercising, cooking healthy meals, and getting enough sleep will keep you busy and help distract you from addiction cravings and triggers. 

Set Goals for Yourself 

Setting goals for yourself helps increase motivation and self-esteem, which is important for recovering addicts. When you have reasonable goals set, you can clearly see progress and recognize how far you have come. Working towards accomplishments also helps inspire you to incorporate activities such as exercising, hobbies, and even volunteering or working when you are ready into your daily routine. Achieving these goals tends to drive people into becoming more productive and happy overall. It can also be nice to focus on things other than addiction treatment and recovery for a little while.

Try To Stay Social 

Reaching out to close friends and family can do wonders for improving mental health. Talking about your thoughts and feelings about addiction recovery, or even your everyday life reduces your chances of relapse and usually improves your overall mental state as well. Similarly, you can see benefits from attending things like support group meetings, classes, and social activities with your friends and family. Going to these kinds of activities can distract you from addiction cravings and triggers, and they can also help you to make some new friends as well. In addition, scheduling these outings can give you something to build your daily and weekly routines around while also giving you things to look forward to. 

Try to be Productive 

Being productive during the day can greatly increase self-esteem by making you feel like you are doing something worthwhile. Like with most other aspects of addiction recovery, starting out small with this will make your lifestyle more sustainable. Focussing on your health, personal hygiene, and the cleanliness of your home are great ways to start. When you feel ready for it though, volunteering or going back into the workforce are motivating ways to spend your time. Getting out of the house every day can be a great bonus to this as well. 

Remember to Have Fun 

It is very important that through all of this you remember to focus on the parts of your life that you enjoy. Addiction treatment and recovery can be a very difficult process, especially enduring an alcohol or drug detox. However, this can be a great time to focus on things that you have always wanted to try or pick up again. Focusing on the positives also tends to make addiction treatment more successful and reduces the probability of a relapse. Feeling excited about sober life can make this difficult process go more smoothly and seem less daunting. It can help with improving mental health as well. 

Conclusion 

The transition from a life of alcohol or drug abuse to sober living in Austin is not an easy process, but creating a healthy daily routine can help you get through addiction treatment and recovery safely. Focusing on your health and hygiene daily is an excellent first step to creating this routine. However, it is important to focus on activities that you enjoy, create achievable goals for yourself, and remember to stay social as well when you feel up to it. Forming your daily routine around these things will keep you both healthy and excited to get going every day. As your recovery progresses, you can also spend your time productively by volunteering or going back to work. The most important thing to remember though is to take your time and try to make the most of a difficult circumstance. 

Let’s face it – not everyone has a good credit score. In fact, there are hundreds of thousands of people throughout the United States that have bad credit and face difficulties when applying for loans and other lines of credit. Luckily, there are installment loans available online for individuals with bad credit.

Installment Loans – An Overview

Installment loans are loans that require you to make set payments over a repayment period, at the end of which the loan will be fully paid off. There are different types of installment loans, such as mortgages, car loans, and personal loans.

Online installment loans can be found easily, but you must be discerning when choosing a lender to work with. For example, installment loans online from Personal Money Network or another reputable lending company are safe and fast. You can also find lenders in physical stores, where you can speak with a loan provider in person and learn about your options and the terms associated with the installment loan you want.

When utilized properly, an installment loan can be highly beneficial to your credit score. While there are other ways to build up your score, let’s discuss how you can boost your credit score using an installment loan.

Pay Off Credit Cards

Any open credit accounts that you have should be kept under 30% utilization. Having as low of a balance as possible on credit cards, or getting rid of your balance completely, reduces the negative impact of your credit debt on your score. Using an installment loan, you can completely pay off cards and boost your score.

Consolidate Debt

Consolidating your debt is one of the many ways you can lower debt or eliminate it completely. When you consolidate your debt, you merge several small debts into one large debt that you can more easily pay off. Instead of making several payments to different lenders, you will instead make a single payment to a single lender.

Tips for Paying Back Installment Loans

If you have bad credit, your installment loan will likely be for an amount under $1,000. However, even small loans need to be managed so that they don’t cause damage to your score. If you’d like to shorten the amount of time spent paying off a loan, there are some tips you can use to effectively manage your loan and pay it off.

Make Double Payments

If you’re serious about paying back your loan, you can double up your payments. By paying twice the amount your loan specifies, you significantly shorten the time it will take to repay the loan. However, make sure to communicate with your lender to ensure payments are applied correctly and you will not be penalized for paying ahead of time.

Ask About Discounts

While not every lender offers discounts, you may be surprised to find out what options you have when speaking with a lender. You may be eligible to receive a paperless discount, repeat customer discounts, and automatic payment discounts. Before signing up for discounts, though, assess your ability to meet requirements in order to avoid negative implications such as late payments.

Make Extra Payments

You don’t have to double up your loan payments – instead, you may benefit from making an extra payment to your loan whenever you have the funds to do so. You can also divide your payment by 12 and add this amount to each month’s payment, so you make an additional payment over a one-year period.

Pay More Than Your Payment Due

If you find it difficult to pay double your payment due each month or make extra payments, you may consider rounding up instead and paying a bit more than your payment due. For example, if your loan terms require a monthly payment of $142.00, you can pay $160.00 each month. By doing so, you pay off your loan a bit faster than you would simply make minimum payments.

An installment loan can be just the thing you need to boost your credit score – though it shouldn’t be used for this reason alone. When utilized properly, you can use your loan for whatever you see fit and pay it off completely, increasing your score over time.

Now that you know what an installment loan is, how it can benefit your score, and how to pay it off on or ahead of time, you can enter your loan agreement with knowledge and confidence. Just make sure to read and understand the terms and conditions of your loan and make sure that you are able to make payments on time before signing any contracts.

The whole world is frozen in uncertainty and waiting for the quarantine measures to end. It’s very difficult to predict what life will be like after the coronavirus pandemic.

1. The growth of psychological support services, coaching, self-development, and everything that has to do with human self-actualization.

Human beings are social beings, and let’s be honest, the quarantine measures that are applied to us are similar to house arrest with some relaxation. We are limited in movement, physical contact, opportunities to lead a normal life. It is quite a strong test for the psyche, for many people it is traumatic. Also, time alone with yourself and a lot of time with loved ones provokes self-examination and reflections about your life: goals, achievements, plans. Many people will not cope on their own and go to psychologists, coaches, to various trainings and books.

2. The mass exodus from online.

Today it seems that virtual communication, digital services, all this remote communication, and work have reached their triumph. But going back to the above theses, people are social beings, we cannot show empathy from a distance, we need physical tactile experience. Being locked up for a month and a half in our homes and in the virtual world, the need for physical contact increases. After watching online courses, Netflix and YouTube, reading Facebook, people will return to the physical world, go back for its joys.

3. Local tourism.

It’s obvious here. Even if borders open and airlines survive, the recession will result in many people not being able to afford to travel much in the next couple of years, not to mention the background fear of infection with anything. So we will travel to our local beauties, seas, and places of rest. And we’re gonna go for a while. Because in a recession, we’ll have to, work the next couple of years without a full vacation.

4. Healthy food and sports.

How many people are now reconsidering their culinary habits and returning to cooking at home? When you cook yourself, you begin to pay more attention to the ingredients, and on the background of reflections on life. I think there’s a boom in organic, farmer, diet, and wholesome food waiting for us. And also a return to sports and an active lifestyle. We need to make up for the lack of movement and the inability to visit our favorite sports clubs.

5. Revision of financial habits, growth of savings.

Temporary downtime, loss of income, price increases, and other delights of stopping and going into recession will affect how most people make financial decisions. This is a rare example of a common lesson about the need to have savings, stocks, and extra reserves. This will be used by individual financial advisors, personal finance accounting applications, some banks, and insurance companies.

Once so driven and full of energy, during the second or third year of getting your Ph.D. many face a total lack of motivation and, we even dare to say, an emotional burnout. It seems like everything you do is worthless. You haven’t received the expected results, and the whole idea reached a dead end. 

How to motivate yourself into getting out of bed and writing your dissertation? We’ve talked to doctorates who obtained their degrees and managed to stay motivated towards their goal. Here’s the list of 7 things you should do to keep your chin up. 

1.Set Time Limits and Plan

In order not to get lost in your research, always set deadlines and outline the goals you want to achieve within a particular time limit. This is how you can track the progress of your investigation, and most importantly, this is what helps you stay focused and not get distracted. In addition to that, it will be easier for your supervisor to monitor your project, and as a result you’ll receive some useful feedback. Don’t be ashamed to ask for help if you feel extremely unmotivated. There are a few dissertation help sites that can help you at any point of the process of writing your dissertation.

2. Get Inspired with the Like-Minded

Needless to say, when you’re working with a team that is on the same wavelength as you, it’s much easier to stay motivated. If you didn’t get lucky with a team, find like-minded researchers who you can discuss your ideas with. Such talks and discussions are often very productive and definitely inspiring. A bit of inspiration from time to time will fuel your motivation.

3. Read and Read Again

Read as much as you can. Reading the papers is food for thoughts and ideas. Ask any researcher and they will claim that it’s an essential part of staying motivated. Comparing already existing ideas to your own, analyzing, and digging into the depth of some topic will give the opportunity to see the big picture of your investigation. When you see the big picture, all the small troubles just fade away.

4. Take a Chill Pill

It’s vital to relax. Even if you don’t give yourself a break from time to time, your brain will just explode, and you’ll find yourself at the edge of a nervous breakdown. That is why, make sure you have days of total rest. Spend quality time with your friends and family. Get recharged. You’ll see how productive the rest days may be, as soon as you get back to work after a good weekend.

5. Consider Turning to a Professional

It is known that anxiety and depression have long become common things for students getting the Ph.D. For this reason, there’s nothing wrong in turning to a professional if you feel you can’t take it on your own. 

“Sometimes when you don’t see the point anymore, you may need to talk to someone who will listen. Moreover, you can talk to people who have already been through depression while studying for Ph.D. You’ll see that you’re not alone and it will already be comforting,” says Adam Simon, Ph.D. student and editor at LegitWritingServices.

6. Celebrate Successes

It goes without saying that small successes matter. For one thing, it gives you the satisfaction that you’re headed in the right direction and for another, it truly boosts your mood. As a result, you’ll feel more motivated. What is more, it would be a great idea to celebrate your coworkers’ achievements as well as your own. Celebrating helps you get focused on the idea of your research rather than on small failures.

7. Take care of Your Health

Last but not least is taking care of your health. It’s just essential to eat well, sleep well and exercise. You know that lack of food may lower your blood glucose level, so it may become more difficult to concentrate. Plus, your brain needs great nutrition to stay productive. Not to mention the necessity of good-night sleep. As my grandma always puts it “One hour in the morning is like 2 hours at night”, so don’t hesitate to go to bed earlier, and rest. Finally, take up some sports, as it will help you to get your mind off the project and concentrate better.

As you can see, it’s possible to keep yourself motivated and finish your Doctor of Philosophy degree. We know it’s difficult to stay as driven as you were at the very beginning. Still, you can always change your perspective, distance yourself from all the troubles you’ve been through and most importantly be honest with yourself. Keep in mind that you’re not alone losing your motivation, many of us have been there, and as the saying goes “After the darkest night comes the brightest day,” So we believe in you and “Yes, you can”.

How to invest in new projects, how to choose the right project – the one that will bring real profit? What difficulties should a future investor prepare for? A successful businessman, and business analyst, Stanislav Kondrashov answers these and other questions. 

You shouldn’t work for money, money should work for you. But how to make them? Pursuing an investment.

Investment in the modern world: the concept and its types

The businessman recalls that the concept of “investment” means investing in various tangible assets.

Where can you save your extra money? Let’s take a look at the most common options:

•  currency;

•  shares of private or public companies, as well as bonds;

•  real estate – apartments, houses, land;

•  means of transport;

•  equipment;

•  precious metals;

•  individual property objects (music, movies, literature, trademark rights, etc.);

The importance of investment in the modern world: Stanislav Kondrashov explains

“We work hard to earn money during all our life and try to maintain our savings, which leads to the opposite effect – the loss of funds. In many countries, money is constantly depreciating, and inflation is rising. In addition, life is full of surprises, and we and our loved ones have needs that cost money. If you want to save money, invest it, in order not to spend it. There are many options, and the possibilities are practically endless,” advises Kondrashov beginning investors, – reports daynews.life.

The expert emphasizes that before you start investing, you must learn the information about the risks on authoritative resources. And also to study the experience of businessmen – a successful and especially unsuccessful experience. All in all, learning from other people’s mistakes is better than from your own.

How to invest and not lose money: tips from Stanislav Kondrashov

“Most people are afraid to invest. They simply do not want to lose money, and this is understandable. This is a widespread and justifiable fear,” says international expert and businessman Stanislav Kondrashov. – It is okay to be afraid.  But it is also important to keep moving forward no matter what. Money can and should be invested, with you fully understanding the risks. Your mattress is an unreliable safe. ”

At the same time, in order to make a competent investment and not to burn out, you need to adhere to certain principles of life and business:

•  evaluate your own finances and do not invest more than you can afford;

•  calculate the consequences of the most negative outcome of the situation and make a plan for a possible loss of money;

•  calculate the exact budget of your investment;

•  learn the case in which you will invest;

•  communicate and get to know people who you want to trust your money with;

•  define clear goals and objectives for your investment;

•  draw up an investment strategy; if necessary, consult an expert;

•  choose a method of financing and making a profit.

The best investments in 2020: a top from Stanislav Kondrashov

“Do not listen to experts who state categorically about which investment is better and which is worse. Invest in your own financial situation and personal preferences, ” advises Stanislav Kondrashov.

In 2020, investors will most often invest in the following areas:

•  banking (deposits);

•  purchase of precious metals;

•  transfer of finance to mutual funds;

•  buying of shares and bonds;

•  purchase of real estate and land;

•  investments in foreign business, startups;

Profit and possible loss of investment: risk analysis from Stanislav Kondrashov

“Investing is always a risk. However, without risk, there is no success. Think, calculate possible losses and do not look for quick profit. Everything else is a matter of experience, ” says a successful businessman.

So, having embarked on the path of investing, you can get such benefits:

•  basic passive income;

•  possible unlimited source of profit;

•  new circle of acquaintances;

•  expansion of existing skills and knowledge in the field of business and the acquisition of new ones;

•  a new way of self-realization and development of oneself as an individual and businessman or businesswoman.

However, changing and moving forward is not always easy. A novice investor exposes himself to such risks:

•  the possibility of losing invested money;

•  high level of stress;

•  increased workload due to the need to control investments and increase the level of own skills and knowledge;

•  lack of significant guarantees for success.

“Given the risks, think twice before investing. Choose the most interesting niche for you. It cannot be a financial pyramid – there are no guarantees that you will have time to jump out. Do not fall for promises of high interest tomorrow – this is a trap. Remember: money goes to smart people,” advises Stanislav Kondrashov.

Are you looking forward to enrolling for a degree course? Online schooling is the way to go. Here are 7 key advantages of online classes.

What if you could advance your career, on your own schedule, from the comfort of your own home?

Sounds like a dream, right?

The good news is, if you’re willing to put in the time and effort, anyone can work to achieve a higher education degree, thanks to the advantages of online classes.

Online education allows you to learn new skills and complete college courses, just as you would at a traditional university. Keep reading to learn some of the best reasons to study online. From anywhere in the world, complete a degree and build the life you’ve always wanted.

1. Save Money

One of the big benefits of online education is the cost. Generally, online learning is more affordable than attending in-person courses, and certainly more affordable than a traditional four-year university degree.

With online learning, you can often pay for courses individually, rather than paying for the full degree at once. If your budget is tight one semester, you can always sign up for fewer courses to help with the budget.

There are also usually no limits on how long it takes to complete a degree, so you can do as many or as few courses as you like at a time. Or, take a semester off when needed.

You are also saving on commuting costs, since it is done remotely, along with costs from meals, and boarding. Online learning offers great opportunities for those who might not otherwise be able to afford to study.

2. Study Remotely or From Home

Study anytime, anyplace. Whether you prefer to work from home, from your office, or a cafe, online learning doesn’t require you to be at a physical location to attend lectures and courses, or to complete coursework.

This is also useful for those who feel more productive in the comfort of their own home or have commitments that keep them at home, such as caring for a loved one.

This is a fantastic benefit for those with children, work, and other commitments since you are able to complete your work from wherever you are.

3. Flexible Timing

Flexibility is another big benefit of online study. Although some courses may require you to sign in for lectures at a certain time, with other courses, the work may be completed at your own pace.

Watch videos and lectures and study at your own pace — as long as the course work is turned in by the due date, your time is yours to structure however works best for you. This is particularly useful for those working full time or shift work and may prefer to study at unusual times or hours.

Work while your children are napping, on your lunch break, or while commuting- the choices are yours.

4. Select From a Huge Range of Subjects

Courses of study are not limited by online study — if anything, it gives you even more options. For face-to-face learning, you’re limited to the courses offered at your local community college or school. But with online learning, you can study any course from anywhere in the world.

This opens up huge opportunities as you can find the perfect course that matches your career goals and objectives. For example, if you dream of working in medicine, look for online healthcare degrees to suit your needs.

Everything can be found through online learning, including liberal arts degrees, community college credits, trades, and even recreational adult learning courses.

5. Transferrable Credits

Course credits from reputable online universities are equal to those from face-to-face learning. As long as the school is accredited, distance learning courses are respected and can easily be transferred to community colleges or universities.

If you want to get a head-start on your degree or complete some of your courses online to save money before transferring to another school, this can easily be done. Your online school will be able to provide a transcript of your courses and grades that can be used when applying to another school.

6. Learn From Some of the Best

Professors and instructors at online schools are experienced, caring, and experts in their field. Why do they teach online instead of in person? Often, teachers like online learning for the same reasons students do- the flexibility and convenience of working remotely appeal to many.

Online schools have rigorous hiring requirements for staff, as they want to offer the highest caliber of education. You’ll often find that many faculty teach at both in-person and online schools, meaning your learning experience will be of equal quality with either option.

Although your professor may be in another part of the world, they are always just an email, phone call, or video conference away. Some may also have virtual drop-in office hours, making it easy to connect, get advice, or ask any questions of your instructors.

7. Connect With Fellow Students Virtually

With online learning, you might be worried about missing out on networking and camaraderie from classmates. Luckily, this isn’t the case, as there are plenty of ways to work in groups and connect with classmates.

There are a lot of options for students to come together virtually, such as video conferencing, group messaging platforms, and project management websites. These help students come together to work on group projects, benefit from study groups, or simply have a chat.

Even if your fellow students are miles away, it doesn’t have to feel isolated as an online student.

Convinced of the Advantages of Online Classes?

After reading the above, are you ready to take the next step in your career, thanks to the advantages of online classes?

Further education can lead to work promotions, higher income, and new opportunities, so get started today and make your dream career into reality. All it takes to succeed is motivation, persistence, and a positive outlook.

If you found this article helpful, we’d love it if you’d read some of our other great content.