Medicare is a health insurance program that offers excellent coverage for your medical needs, but it does not take care of everything, and that leaves room for other coverage plans. The gaps left in your coverage by the original Medicare can force you to fill some costs out of your pocket, but some products can help with this situation. Medicare supplement plans are a way to fill the gaps left by the original Medicare coverage, and it gives you several options for you to choose from.

A Medicare supplement plan is also known as Medigap, and it is sold privately through insurance companies. Medicare supplement plans have the primary purpose of covering the costs that are leftover despite using the original Medicare coverage. 

Thus, a Medicare supplement plan can only be used if you have the Original Medicare (Part A and Part B) in the first place. Although private companies sell Medicare supplements, these companies are still regulated by the federal and state governments. All the private companies sell standardized plans, and the only things that can vary amongst the programs sold through different companies are the costs and customer service. 

There are various private companies you can choose from for your plan. Health Markets, for instance, makes the process extremely simple by comparing plans from over two hundred companies all over the nation and helps you explore the best option for you.

In the following paragraphs, we discuss the key steps that should be followed to find the right supplement plan for you.

Explore your options

As mentioned before, the Medicare supplement plans are standardized, regardless of who the seller is. What this means is that plan A purchased from company ‘X’ is exactly the same as Plan A purchased from company ‘Y’, and this makes life much easier for the purchaser. All you need to consider for the purchase of the plan is the price comparison amongst the companies, and then you need to shortlist the company that you trust. The most significant consideration when exploring your options is to pick the right plan that is suitable for your needs. When you are searching for the perfect supplement plan for your needs, these are some of the questions you should ask yourself:

• Do you want basic coverage or more coverage?
• Do you need help with any specific cost incurred out of your pocket, like copayments, coinsurance, etc.?  
• Are you a frequent traveler abroad, and do you need coverage that will cover your trips abroad?
• Do you want a high-deductible plan?

In the case of minimal and basic coverage, plan A might be the most suitable plan for you. In case you need more coverage, plan G covers nearly all benefits that are available. In case you are a frequent traveler and need overseas coverage for your traveling, the Medicare supplement plans most suited to your needs are plans D, G, M, or N. If you require a yearly out-of-pocket cap on the Medicare supplement plan, you should consider plans K and L. For more detailed information and comparison, you can take the help of this chart on the official website of Medicare & Medicaid Services. 

Find the best plan for your budget

Once you have studied the plans in detail and have identified and shortlisted the plans according to your needs, it is time to go shopping in the Health Markets. Since all the plans are standardized, the only consideration you need to keep in mind is the cost, which can vary from company to company. However, you should not purchase a plan just because of its lowest price, as the plan with the lowest price can witness the highest rate of rising in pricing in the years ahead. Medicare Supplement plans come with monthly premiums. For a better understanding of the costing of the Medicare supplement plans in order to reach an informed decision, you need to understand how the premiums on these plans are calculated. The premiums are calculated in one of three ways, which Medicare refers to three types of pricing:

1. Community rated: In this type of pricing, the premium is the same for all the plan-members, regardless of their age. This type of pricing does not discriminate according to gender either. If the premiums change, they change for all plan-members. The factors that can change the premiums are usually beyond your control, and these factors might be things like inflation, but definitely not your age.
2. Issue-age rated: In this type of pricing, the premium is based on the age in which the plan was issued to you, and the premium does not go up as you grow older. The premium might increase over the years, but they will go up because of inflation and other factors, not because of your age.
3. Attained-age rated: In this type of pricing, the premiums are based on your current age, and they increase as you grow older. But age is not the only factor which will increase the premium cost, other factors like inflation will also come into play and increase the value along with your age.

Thus, when deciding which plan to choose that is suited to your budget, you need to keep in mind the pricing mentioned above methods and weigh their differences before making a decision.

Get help from a broker

This average cost of supplemental health insurance for seniors information is the best for you despite your research, it is best that you call an insurance broker, as you do not pay any additional commission to a broker because by law you pay the same premium whether you buy the plan directly from the company or an insurance broker.

Check for discounts

The cost of the Medicare supplement plans can be affected by many things, and one way to get the best price for your desired supplement plan is to ask the insurance company if they are offering any discounts. No harm in asking, right?

Act fast

As soon as you turn 65, do not delay and get your Medicare supplement plan because you have a seven-month enrollment window where you are guaranteed coverage without any underwriting. After these seven months, although you still can buy a plan, the insurance companies can ask all sorts of questions regarding your health and conditions, and this can increase the costs of your coverage significantly.

Conclusion

When going to buy the perfect Medicare supplement plan, you need to take into consideration the tips discussed in the article, so that you can spend the best years of life stress-free.

What other considerations need to be taken while choosing a medicare supplement plan? Let us know in the comments below!

CBD is a versatile organic product. You can use it in several ways to manage various health complications. One of the most common forms of this compound is CBD capsules. These are products that look like OTC or prescription capsules but they still contain CBD. This article offers an updated overview of the best CBD capsules in the market.

What Are CBD Capsules?

CBD capsules are easily digestible pills that contain CBD compound. Each capsule usually contains a certain amount of CBD. These products are for oral consumption. You can use them to treat a myriad of health issues.

How to Take CBD Capsules

CBD capsules are for oral use. So, you need to take them with water. It’s easier to take them and include them in your wellness regimen. It’s for this reason that hemp pills are popular among CBD users. You can take one or two CBD capsules daily. Alternatively, you can simply take it as per the manufacturer’s recommendation.

Note that you can use these products as a dietary supplement. In addition to that, you can constantly change your dose depending on the effects you need to attain. However, you need to understand that everyone reacts differently to CBD products.

Benefits of Using CBD Capsules

There are so many benefits of using CBD pills. For starters, they mainly provide convenience and discreetness. So, you can take them while you are on the move. Furthermore, you can use CBD capsules for pain. They can help to ease various types of chronic and mild everyday pain. It’s still possible to use them to treat anxiety and depression. There are also some people who use it to slow down the growth of tumors and enhance productivity.

Best CBD Capsules

Looking for the best CBD capsules in the market? Well, you are bound to come across a wide range of products. Although the massive product can make the selection difficult, there are still products that rank on top. They include:

Healthworxcbd

They are considered as the best CBD capsules for pain. Healthworxcbd CBD capsules come in different levels of potency. They include 1500 mg, 750 mg, 250 mg, and 125 mg. the CBD capsules also come in two types i.e. THC-free and full-spectrum. This helps to cater to the needs of different users. It should be noted that each bottle contains several capsules of Healthworxcbd pills depending on the strength. The vegetarian-friendly products also contain MCT coconut oil that promotes its effectiveness.

Key Features

• Healthworxcbd pills are vegetarian-friendly.
• Two types of CBD capsules – THC-Free and full-spectrum
• MCT coconut oil and organic CBD hemp extract.

Pros

• The hemp pills come in different potencies to cater to different user preferences.
• These CBD capsules are vegetarian-friendly.
• The ingredients used are simple and clean.

Con

• These CBD capsules are quite expensive.

Hemp Bombs

These are premium CBD capsules that come in easily digestible forms. Hemp bombs CBD pills are conveniently designed. They are perfect for managing various health conditions. They include stress, anxiety, and inflammation among others. The broad-spectrum capsules contain 15 mg of CBD. This makes them one of the best CBD capsules for pain. Besides that, there is a high potency option that contains 30 mg of CBD per capsule.

Key Features

• The capsules contain broad-spectrum CBD
• Powerful CBD capsules that come in 15 mg and 30 mg of CBD per capsule.
• Can treat a myriad of health complications

Pros

• The pills are easily digestible.
• The capsules fit into any lifestyle.
• They are THC-free and non-psychoactive

Cons

• The capsules can cause digestive discomfort.
• They are costly.

CBD Essence

CBD Essence capsules come from organically grown industrial hemp. They contain premium CBD content. The highly effective products contain full-spectrum cannabidiol. As a result, they help to provide users with significant beneficial effects. Full-spectrum CBD normally provides an entourage effect where the benefits of CBD are heightened.

The wholesome CBD product contains colloidal emulsion. So, they have the highest level of the absorption rate. The CBD pills contain a highly potent formula that worka better in treating various critical issues.

Key Features

• Third-party lab tested.
• Highly absorptive full-spectrum formula.
• The capsules contain natural and organic ingredients that offer maximum potency.
• The CBD capsules are manufactured in small batches for quality and consistency.

Pros

• The full-spectrum capsules are highly potent.
• The price is great.
• Excellent customer service.

Con

• Some people have failed to experience any positive effects.

Royal CBD

This is another great and one of the best CBD capsules in the market. Royal CBD soft gel capsules contain full-spectrum hemp extract. They have the highest level of purity thanks to the supercritical CO2 extraction. It ensures that they have the highest level of potency and purity.

These are compact and convenient soft gels that are easy to take. Besides that, you can take them anywhere. Each bottle normally contains 30 capsules. Furthermore, each capsule contains 25 mg cannabinoids with a total of 750 mg. it should be noted that MCT oil is normally added to the formula. This makes the capsules highly soluble and enhances the absorption rate.

Key Features

• 750 mg concentration per bottle.
• 30 capsules per bottle with 25 mg of CBD per capsule.
• Full-spectrum hemp extract extracted with supercritical CO2 method.
• Less than 0.3% THC i.e. non-psychoactive.
• High-quality MCT oil formula with a high absorption rate.

Pros

• The oils are made from high-quality organic hemp.
• They are perfect for use by newbies as well as experienced users.
• The full-spectrum hemp capsules provide powerful and long-lasting effects.
• The MCT oil helps to enhance the solubility of the capsules.

Cons

• The absence of high-potency options makes the products suitable for mild symptoms.
• The products are not suitable for those who are allergic to coconut oil products.
• May cause digestive discomfort at first.

CBDistillery

CBDistillery is a Colorado-based company that has some of the best CBD capsules. The full-spectrum pills come in a 750 mg bottle. This is one size and concentration CBD product that has 30 capsules. In addition to that, each capsule contains 25 mg of CBD.

This is a highly concentrated level of CBD. As a result, CBDistillery has one of the best CBD capsules for pain in the market. They effectively help to minimize the symptoms of chronic pain. It should be noted that the capsules have a soft exterior. This helps to improve the process of ingestion.

Key Features

• The capsules contain organic full-spectrum CBD.
• They are tested by an independent 3^rd-party
• Each 750 mg bottle contains 30 capsules with 25 mg of CBD per capsule.

Pros

• 3rd-party tests are available.
• The CBD capsules are not psychoactive.

Cons

• Possible shipping delays
• There is only one type of CBD concentration.

How Long Do CBD Capsules Take To Work

Everyone reacts differently to CBD. But generally, the effects of CBD capsules take longer to kick off. This is because they have to undergo the process of digestion, just like food. From there, the compound will get absorbed into the bloodstream. Generally, it normally takes one to two hours for the onset of the effects to start.

 Are CBD Capsules Safe?

CBD has a good safety profile. That’s why it’s popular among alternative sources of medicine. However, it tends to produce different reactions in different people. In some instances, it also reacts with certain medications. Common side effects of using CBD hemp pills include:

• Dizziness
• Headaches
• Digestive discomfort
• Fatigue and tiredness

 Where to Buy the Best CBD Capsules 

You can buy CBD pills from various retailers. This includes physical retail outlets and e-commerce websites. However, medical cannabis is under no regulation. This means that the chances of buying a low-quality product are very high. So, a good place to buy the best CBD capsules is directly from the relevant manufacturer’s website.

 Is CBD Legal? 

Medical hemp is a legal product. This means that you can buy it from a legit manufacturer without a prescription.  CBD products were made legal after the passing of the 2018 Farm Bill. However, the product should contain less than 0.3 percent of THC for it to be legal at the federal level.

However, the legality of CBD extracts from marijuana is still illegal. This is because they contain high amounts of THC, a psychoactive compound. Apart from that, you should know that different states have different laws. So, before you buy any marijuana cream, understand your state laws

The Bottom Line 

CBD pills provide a convenient and effective way of using CBD. Besides that, they are effective in providing long-lasting effects, especially if you are dealing with chronic pain. The above-mentioned products are among the best CBD capsules in the market. However, make sure that you only buy a product that suits your needs.

Sources

https://www.health.harvard.edu/blog/medical-marijuana-2018011513085

https://www.ncbi.nlm.nih.gov/books/NBK224384/

https://www.cbdoil.org/best-cbd-capsules/

https://vaping360.com/best-cbd-products/capsules-pills/

Teenagers and young adults use headphones and earphones to relieve stress by listening to music, to not disturb others while gaining knowledge by watching videos, and to distract themselves from their noisy surroundings. However, they are neglecting, or are unaware of the hazards these devices can cause to their hearing if they are using these audio devices inappropriately and not responsibly. The following are the risks people face while using headphones and earphones.

1. Hearing Loss: Your ears have a limit, they can only manage loud volume to a degree. Regularly hearing loud music increases your loud volume threshold, which can, in the long term, even cause you permanent hearing loss. The volume of your headsets should be low enough that if people are around you they can’t hear your music, otherwise, all of you will need to find a hearing aid.
2. Ear Infections: If you are borrowing or lending headphone you are in danger of getting ear infections, bacteria tend to travel effortlessly to different ears through headphones and earphones. You should focus on keeping yourself hygienic by keeping your headphones to yourself.
3. Ear Blockade: If you use earphones for long hours without breaks, air passing through ears is minimal, this can seriously infect your ears. The air passage towards your eardrum is blocked due to the high-quality headsets available in the market, these headphones are placed in your canal.
4. Numb Ears: Hearing loud music regularly can permanently damage your hearing. Loud music causes numbness, which, as time moves on, can leave you deaf. This numbness will first be temporary, then it will become permanent if appropriate actions are not taken timely.
5. Brain Damage: Use of headphones can even damage your brain if used for a prolonged period of time. Headphones and earphones that emits electromagnetic waves, such as Bluetooth earphones, can even cause you severe brain damage. These electromagnetic waves travel through the cochlea and hit our brains.
6. Vertigo: Listening to high-volume music can cause vertigo. It gives you illusions and makes you feel that the environment around you is spinning and moving. You might feel like you are moving, which is called subjective vertigo. Or, you might feel your surroundings are moving, this is called objective vertigo.
7. Accidents: Listening to music on headphones while walking outdoors can put others in danger too, you can cause accidents while ignoring your surrounding being too immersed in music. In recent time, negligent people have caused many accidents while walking on streets unconnected from the world.   

     In short, headphones are awesome and relaxing, but using it negligibly and casually can cause you and people around you dearly. Nothing in this world is worth your life. Temporary pleasure can never be as valuable as your health. These headphones and earphones have spoiled many lives, be thankful for what you have. Your life and health can never be replaced, please do not use headphones excessively, and avoid using them altogether.

Pre-baby jitters are an incredibly common experience for first-time parents-to-be. With pregnancy being a completely new experience and the anxiety of all that is to come, many first time parents can experience symptoms such as excess worrying, poor sleep and inability to concentrate. Thankfully, there is a myriad of ways in which parents can learn to cope with this anxiety. In today’s article, we have a look at how you can get over your pre-baby jitters as a first-time parent, so read on to find out more!

1. Make A Plan

Early on in your pregnancy, we highly recommend making a full plan for when your baby arrives. This includes setting up your nursery, ensuring that you have purchased all that you need from a reliable baby shop and actively attending parenting classes for first-time mums and dads. Having a concrete plan for the remainder of your pregnancy and when the baby arrives is a fantastic way to keep anxiety levels at bay and to stop yourself from worrying too much about all that is to come in the near future.

2. Understand Your Hormones

Did you know that the nerves and nightmares that you experience during pregnancy are closely related to the hormone rollercoaster that occurs in your body during pregnancy? Instead of feeling like you are going crazy, it is important that you speak to your doctor about your concerns and take active measures to understand the changes occurring in your endocrine system. Hormones during pregnancy are often even wilder than they are during puberty, so it is only expected that your nerves and emotions may feel a little out of control. Understanding these changes is key in managing your symptoms, so we highly recommend consulting an expert who can assist you in finding ways to keep calm and keep your emotions at bay. 

3. Engage in Light Exercise

One of the best ways to keep the pregnancy jitters at bay is to engage in some form of light exercise that can help you in de-stressing and calming down. This may include brisk walking, yoga, pilates or swimming but always consult your OB/GYN before embarking on any new exercise plan. Your job as a parent-to-be is to stay healthy, so ensuring that you are getting adequate amounts of light activity and eating well is key to keeping anxiety levels low. 

4. Get Advice From Other Parents

If your anxiety levels are high or you’re doubting your capabilities of being a parent, we highly recommend getting advice from other parents. Think about what some of your concerns or anxieties are about and talk them out with those who have gone through the process themselves. Don’t be afraid to ask for help from friends and family, or even attend pre-parenting counselling sessions where you can openly discuss your fears and anxieties. Talking your worries out is truly one of the best ways to ease your mind and calm your nerves down.

5. Ensure Adequate Amounts of Rest

Did you know that ensuring you are getting enough sleep or rest is key to keeping pre-baby jitters at bay? As your pregnancy moves along, it can be difficult to get a comfortable sleep each night. Suffering from a lack of sleep can further alleviate anxiety symptoms, which is why it is so important that you always get enough rest. If you are struggling to stay comfortable in bed, we highly recommend looking into pregnancy pillows and alternate forms of sleeping positions that will aid you in getting rest as your bump grows. 

Becoming a first-time parent is an experience that can induce anxiety in even the calmest of parents. We hope that this article has given you a few ideas on how you can get over the pre-baby jitters and enjoy your pregnancy and all that comes with it.

Did you realize a chiropractor can provide solutions for pinched nerves? Learn how to get rid of a pinched nerve with a good chiropractor. 

Back pain can be debilitating. It can make it so you can’t sleep, can’t drive or walk. It can shut down your life in so many unexpected ways. 

When you’re suffering from back pain, a chiropractor is your best friend. 77% of patients who have visited a chiropractor describe their visit as being “very effective” in dealing with back pain. 

In 2017, the American College of Physicians named visiting a chiropractor their first non-pharmaceutical treatment option. Clearly, visiting a chiropractor is working out for all manner of people suffering from chronic back pain. 

A pinched nerve is one common source of chronic back pain. We’re going to show you how to get rid of a pinched nerve by visiting a chiropractor. (1)

How To Get Rid Of A Pinched Nerve By Visiting A Chiropractor

A chiropractic visit might not be the first thing to spring to mind if you’re suffering from a pinched nerve. Don’t chiropractors usually focus on bones and muscles?

Like most things in the body, all of the systems are interconnected. A chiropractor can help get to the root cause of the pinched nerve in the first place. 

Here’s how to get rid of a pinched nerve by visiting a chiropractor.

Assess If You Have A Pinched Nerve

The first thing is to determine if you have a pinched nerve in the first place. Sometimes, a pinched nerve can masquerade as other conditions. So you’ve got to know what to look for to know what’s going on.

Some common symptoms of a pinched nerve are: 

• Pain throughout the spine
• Headache or migraines
• Shooting pain down arms or legs
• Numbness or tingling sensation in your extremities

If you’re experiencing any of these symptoms, make sure to let your chiropractor know that when you visit. (2)

Understand What Causes A Pinched Nerve

Pinched nerves are often caused by conditions that are commonly treated by chiropractors. These could range from a misaligned spine to disc degeneration. If you have a history with any of these issues, make sure to mention it to your chiropractor. It could impact the way the treatment they choose. 

If you have any concerns about chiropractic treatment, make sure to ask your chiropractor these questions.

How A Chiropractor Treats A Pinched Nerve

A chiropractor will begin with an examination, same as with any other visit. They’ll pay special attention to misaligned vertebrae, which are some of the most common causes for pinched nerves. 

If the doctor determines your pinched nerve is being caused by a spinal condition, they’ll begin with a spinal adjustment. Most of the time, this will take care of the condition right away. You’ll be left feeling sore and tender, but the excruciating pain should be gone. 

The chiropractor will also give you some physical therapy exercises to do on your own. This will help prevent the pinched nerve from reoccurring. They’ll also offer some lifestyle suggestions, giving you even more options for keeping this pain from happening again.  (3)

Looking For More Health Advice?

Your health is the most important thing in the world. It’s at the root of everything that you do. It influences your life in every conceivable way. 

Know that you know how to get rid of a pinched nerve, browse the rest of our health articles today for even more health inspiration. 

Sports activities are usually very entertaining for both the players and the crowds. Notably, athletes typically need to work extra hard to ensure that they perform well in their respective matches. This training often necessitates replenishing of worn-out tissues and getting enough energy to do the exercise. For this reason, proper sports nutrition is vital to ensure that athletes perform correctly for a long time. Therefore, developing proper sports nutrition is an essential requirement for athletes. Discussed below are some of the considerations to be made while doing so:

Do not rely on protein only to build your muscles

Contrary to what most people may think, effective muscle building is not only done by taking proteins. It involves a combination of adequate sleep, added muscle resilience, and useful nutrients distribution to sustain tissue health, among others. However, this does not mean that you don’t need proteins anymore. Far from it, keep consuming the right quantities of proteins at the right time to facilitate protein synthesis by the muscles. 

Health is not about how much you weigh

Most people may be tempted to think that having sufficient weight is all that is required to be effective in sporting events. However, this is scarcely the case. It is important to distinguish if an athlete has too much fat or too little muscle and develop an effective strategy to increase the muscle and lower the fat component. Even though your weight readings may stay the same even after carrying out these activities, you will most likely be fitter, healthier, and perform better. A sure way of converting fat into muscle is ensuring you get premium quality sports nutrition, which facilitates the muscle-building process by providing you with the right diet for your workout routines. 

Frequent consumption of meals

Skipping your meals or developing eating patterns that do not satisfy your real-time energy requirement may cause you some problems. Such problems may include lower lean mass, higher body fat levels, and increased cardio metabolic risk elements. Frequent food consumption has been shown to cause lower total caloric intake because it leads to better appetite control.

Eat good food to stay healthy

Adequate consumption of vegetables and fresh fruits ensures that your microbiomes are in order. This prevents the risk of increased body fat levels and lowered athletic output. Vegetables and fresh fruits help in sustaining good bacteria that live in the alimentary canal. Also, they provide you with the carbs that you need for improved performance. 

Choice of food for consumption

Ideally, there is not a single food that can be said to be perfect. Therefore, be sure to restrain from consuming the same food every time to avoid nutritional consequences. Consequently, it would help if you considered taking various types of food distributed throughout the day. This exposes your tissues to many of the nutrients which they need to function correctly.

Conclusion

Efficient sports nutrition is essential for the proper development of well-performing athletes. Therefore, you should not hesitate to adopt a premium quality sports nutrition method to care for yourself to improve your workout during training and eventually, your delivery in the field.