There’s an age-old debate about whether it’s better to rent or buy a home. While there are obvious advantages to owning your own home, there are plenty of good reasons to rent. However, for many people, it’s a common conception that renting an apartment is a wasteful expense. They believe that they would be better off financially if they bought a home instead. However, this isn’t always the case. In fact, there are many situations in which renting is actually the more cost-effective option.

The purpose of this article is to explore whether it is wasteful to rent a house or apartment instead of buying one. Although proponents of buying a house claim that it is a more stable investment, this paper will explore the evidence that renting may actually be a more financially sound decision. 

Renting Vs Buying A House

The debate about buying versus renting a house has been going on for years. On one hand, buying a house is seen as the American dream, while renting is viewed as simply a waste of money. On the other hand, buying is an expensive process with many fees and risks associated with it, while renting is a much simpler and often cheaper option. So, which is better? 

Yes, for many Americans, owning a home is seen as stability and a symbol of success. A homeowner can customize their home to make it their own and they build equity in the property. It is also easier to obtain traditional financing for a home as a homeowner.

However, the assumption that renting is automatically a waste of money is flawed. Renting can be cheaper than buying in some circumstances, and in others, it comes with added benefits that you can’t put a price on. Before you decide whether to rent or buy, you should carefully consider the factors at play. Here are some key considerations. (1)

Pros of Renting 

There are many reasons why someone would choose to rent instead of buying a home. It all depends on what you are looking to get out of your living situation.

• Budget. For some people, the price of buying a home is out of their budget. So, for them renting is an ideal way since it is cheaper than buying. 
• Flexibility. Renting has become increasingly popular in recent years for a variety of reasons, but the main reason is that people want flexibility in where they live. For example, if you plan on moving every few years, it is almost always cheaper to rent. Renting can also provide flexibility if your income is volatile or you are considering a job transfer. Therefore, renters move easily and do not have to worry about selling a home or finding a new one. 

• Property maintenance. Additionally, when a person rents, they do not have to worry about the cost and upkeep of a home, which can be expensive. So, renters do not have to maintain a home or lawn. So, renting can work to your advantage financially, depending on the circumstances. If you are considering purchasing a home, it may be beneficial to rent for a while before buying. You can also avoid many of the upfront costs associated with purchasing a home, such as a down payment, closing costs, and repairs.
• One of the greatest pros is that you can live in a house that you’re not using.
• No monthly property payments. If you rent, you’re not obligated to make payments on the property.

Cons Of Having A House

Having a house can be a great convenience, but it also comes with its own set of cons. A home is a reflection of your values and what you stand for. Buying a home is an investment and should be treated as such. Because you are essentially borrowing money to buy a home, there are some things you need to consider before making the purchase. 

• Financial responsibility. One of the main cons of owning a house is that it can lead to a lot of extra expenses. Owning a house also comes with a lot of financial responsibility. You have to make sure you’re able to pay bills on time and choose a check stub maker for this. This can add up quickly and can essentially turn your house into debt slavery which could lead to financial problems in the future. Additionally, if you ever have to sell your home, you may not receive as much money as you would if you rented. Last, if you are unable to pay your mortgage or rent, you could be forced to leave your home. Therefore, owning a house can be a hassle and can lead to debt.

• Neighborhood. You’re tying yourself to the community. When you buy a home, you make a long-term commitment to your neighborhood, for better or worse. So, owning a house can have many consequences. Here are three of the most common: diminished property values, noise problems, and even legal entanglements.
• Property care. You’re also committing to taking care of the house whether or not you like the property’s layout or colors. You’re taking on the responsibility for the upkeep of the home, whether that means mowing the lawn, painting the walls, or fixing the plumbing. If you can’t or don’t want to live there, you might have to sell sooner rather than later. No matter how much you may want to run away when your lease expires, it’s important to remember that you’ll be stuck with the home until the lease is up or you decide to buy it.

Final Thoughts

The topic of whether it is wasteful to rent is a popular one. The answer to this question largely depends on one’s personal circumstances. Those who rent may feel that they are wasting money each month on something that is not theirs, while homeowners may feel that they are spending too much money on repairs and upkeep. It is important to remember that both renting and owning have their own set of pros and cons. (2)

Being able to heat our homes efficiently is essential to keep us comfortable in the winter months, and to create a cosy atmosphere to welcome us home each day. Making sure your radiators work correctly is important – but have you ever thought about the system works as a whole? Pipework is needed to carry water from your boiler to your radiators, so it is crucial that you look after the system, so it works when you need it.

If you find it difficult to heat your home effectively, it might be time to update your system, or choose a new radiator! With a range of radiators uk available, you can choose from designer products in different colours and styles to suit your home. Read on to find out more about the pipework in your heating system.

What do we mean by heating pipework?

Have you ever thought about the process in which your radiators are heated? Pipework is in place to carry hot water around your home, from your boiler to your radiators. This pipework can vary in material, but you’ll find that if you have a more modern heating system, the pipes are likely to be made from copper – this is because it is both durable and can conduct heat well. If you haven’t changed your heating system recently, you might find that the pipework is either steel or sometimes plastic. Underfloor heating is common in modern homes and is a great way of heating a room, especially if you have minimal wall space, it can create a warming feeling that works well in both the kitchen and bathroom. You’ll find that this type of heating is made up of plastic pipes, this is so they last for years without having to be maintained. Here are a few characteristics of the different types of pipework you may find in your home. (1)

Types of pipework

• Copper pipes: Copper pipes are one of the most popular to include in home pipework. They are flexible and compact and lightweight. They are suitable for a range of installations and can be used in many plumbing networks.
• Steel or iron pipes: These types of materials are widely used as they are known for the safe transportation of water. They are both robust materials that take more labour to put into place but are generally thought of as a classic and traditional go-to.
• Plastic: Although plastic pipes are a cheaper alternative, a plastic pipework network can work perfectly if they are going to be out of sight, for example with the underfloor heating mentioned above. They are easy to install and less prone to freezing.

How does it work?

Heating pipework is a necessity so that you can feel the warmth from your heating system and radiators. Hot water is pumped through this complex heating pipework from the boiler, and the pump which is controlled by the thermostat that we are all familiar with circulates water. This takes place so that the water in the system is at a constant temperature and is able the provide hot water to your radiators and to your home as a result.

How can you maintain pipework?

It is important that you maintain your pipework so that you can get the most from your home heating and ensure that it is working as and when you need it, it can also help to reduce the chance of heat loss. There are a few ways that you can make sure that the pipework around your home is kept in good condition such as, checking your pipes regularly, and bleeding your radiators to ensure there are no air pockets present. You could also keep up to date with the boiler pressure and refill your boiler when necessary. (2)

Sports psychology is big business. Teams and athletes have used sports psychologists since 1890, but the field only became prominent after the formation of the International Society of Sport Psychology in 1965. These days, athletes and teams spend vast sums of money hiring the services of renowned sports psychologists because having a solid mental game is often seen as the difference between winning and losing, and professional sport is all about winning.

Almost all major sports teams that you find at onlinesportsbetting.net employ a sports psychologist for their staff and players. These brilliant people help players and coaches deal with the stress professional sport creates and assist players in reaching their full potential. Often, players will endure a losing streak during points of their careers that affects them mentally. They soon spiral into a rut they cannot seemingly escape, and their performances are affected. A top-level sports psychologist can not only get the athlete out of that hole but prevent them from falling back into it in the future.

Coaches and Managers Have Always Looked To Gain an Edge

Some managers and coaches employ other tactics based loosely on psychology. For example, Glenn Hoddle hired Eileen Drewery to help his players when he was the head coach of the England national team. Drewery claims to be a psychic and adept at faith healing. Hoddle used Drewery when he was a player, using her as a counselor and faith healer. Hoddle also tried creating positive energy by having his staff and players walk around the pitch counter-clockwise before a game and used to touch all of his players on the heart before they stepped onto the field. His methods were out of the box, but they were based on creating an air of positivity in a stressful environment.

While Drewery and her ilk are based on pure faith, there have been some incredible sports psychologists over the years, legitimate doctors, and experts in the field of the human mind. Coleman Robert Griffith was one such man.

Griffith was born in Iowa, United States, in May 1893 and is widely regarded as the founder of American sports psychology. He attended Greenville College until 1915 before studying psychology at the University of Illinois. While here, Griffith established what he believed to be the first sports psychology laboratory in the United States. Griffith graduated from the University of Illinois with a Ph.D. in psychology, with his dissertation being on the vestibular system of the white rat. (1)

While studying for his psychology degree, Griffith was heavily involved in sports and spent much time with the campus’ football and basketball teams. He studied players’ reaction times using a Sanborn reaction-time apparatus before delving deeper into the psychology behind players’ skills. Griffith wrote several papers on how rotation affected equilibrium and how coordination and performance could be linked to muscular tension and relaxation.

Hired By The Chicago Cubs

Philip K. Wrigley, the owner of the MLB franchise, the Chicago Cubs, hired Griffith for $1,500 in 1937. Wrigley wanted to give his team a psychological advantage over their opponents. The mega-rich Wrigley offered Griffith a budget for equipment and a laboratory, and Griffith got to work.

His reports were met with resistance from then-manager Charlie Grimm. Griffith made dozens of suggestions to improve the team, including making practice more similar to an in-game scenario so that players developed muscle memory and adapted better on the field. Grimm resigned from his position during the 1938 season, and future Hall of Fame catcher Gabby Harnett took over the team’s running. Harnett was even less open to sports psychology than Grimm, yet he guided the Cubs to a successful season. Griffith’s time with the Cubs ended in 1940, and the benefits of his work were not fully appreciated until the 1960s.

Griffith published nine books between 1922 and 1943, but two stand out from the crowd and are still relevant today. In 1926, Griffith wrote The Psychology of Coaching, which states a successful coach must have the qualities of an athlete, physiologist, and psychologist. His 1928 book Psychology and Athletics focuses on the psychological components of athletic performance. Griffith passed away in February 1966 but is a legendary figure in the sports psychology world.(2)

You know the saying, “The best things in life are free”? Well, it’s true! You don’t need to spend a lot of money on gifts if you want to show your girl how much you care about her. But if you’re looking for something that she’ll really love and use often—and that won’t break the bank—we’ve got some gift sets here that will please your girl.

In this article, we’ll discuss some different types of sets out there so you can figure out which one will work best for your special someone (or yourself!). Plus, we’ll discuss how to make sure you’re getting good quality items without paying too much. So read on for our suggestions and ideas about how to take care of your valentine! (1)

Face stick

Besides being one of the best birthday gifts for girls, a face stick is also a great way to keep your skin moisturized. It’s perfect for those who have dry skin or who love spending time at the beach. The stick will keep you looking fresh and glowing all day long!

If you want to protect your skin from the sun and get rid of acne, this product is perfect for you! It’s made with 100% natural ingredients, so it won’t hurt your face while keeping it healthy and young looking.

Cakes and cupcakes

You will want to make sure that your girl is happy on her birthday, so what better way than with a cake or cupcake? The great thing about cakes and cupcakes is that they are both very affordable gifts. You can get an amazing cake for under $10, depending on the size and how fancy you want it. 

If she loves cake and hates icing (like me), then this gift is perfect for her! It’s basically a giant slice of homemade birthday cake without all that frosting in between each layer; just pure deliciousness ready for eating. 

Handbags

Every girl needs a handbag. Whether it’s for carrying her wallet, keys, or other small items—or something larger like a laptop—handbags are the perfect accessory for any occasion. These days, you can find them in nearly every shape and size imaginable: from small cross-body bags to clutches that look like miniature suitcases. No matter what your budget is or what style you’re going for (no matter how specific!), there’s something out there that will fit the bill perfectly!

Handbags make great gifts because they come in so many varieties; there really is one out there for everyone! 

Perfumes

Perfumes are a great gift for girls. They can be used for every occasion that you want to make your girl feel special. For example, perfume can be used on a special day like her birthday or when you take her out on a date. 

Perfumes are also good gifts because they can be used at work, school and parties. You don’t need to worry about how much money you spend on perfumes because there are many affordable options available that will satisfy your girl’s needs!

Mug for coffee

Mugs are a great gift idea. You can find a wide variety of mugs online and choose from colors and designs to suit your personality. If she loves drinking tea or coffee, you may want to consider getting her a mug that fits her needs and tastes. 

There are ceramic and plastic mugs available in the market today, so do some research before purchasing one!

Arrange a spa day for her to enjoy a relaxing time out of the house.

You can give your girl a spa day. This is a great gift because you can go with her and enjoy her company while she relaxes, or you can even arrange the whole thing yourself. If you’re having a spa day for just the two of you, choose something good for you. 

For example, if she likes massages but has always wanted to try body wraps and mud baths, then this would be perfect! Or, if it’s not just the two of them (maybe there are other girls involved), find out what each person wants so that everyone gets exactly what they want without any arguments about whose turn it is next.

If there aren’t any specific problems in their lives that need fixing right now—such as illness or injury—then consider giving them something else instead: maybe some nice clothes. It doesn’t have to cost anything at all; just think about what type of clothing would most suit their style! (2)

Conclusion

We hope this article has helped you find the perfect gift for your girlfriend. The best birthday gift is one that shows that you care and understand her wants and needs – even if she can’t articulate them herself!

Drug charges are rarely straightforward. If you’ve been accused of drug possession, drug trafficking, or a related crime, you’ll need to hire a lawyer as soon as possible, since you may have difficulty understanding exactly what you’re being charged with – and what that means for your future.

Why are drug charges so complicated and difficult to deal with? And what steps can you take to make things easier on yourself?

Step One: Talk to a Lawyer

A criminal defense lawyer will help you in many ways. For starters, your lawyer is going to serve as your professional advisor, helping you understand the exact nature of the charges being brought against you as well as the options you have to choose from. 

They can also provide you with advice and guidance on what to do next; in some cases, it may be better to plead guilty and push for lighter sentencing, while in other cases, it may pay to go to court and battle things out. A Phoenix transportation of dangerous drugs lawyer can help you navigate these decisions and ensure you have professional guidance on your side, giving you a better understanding of what’s best for your situation.

Lawyers are also there to make sure you’re treated fairly upon arrest. Without a lawyer present, police officers may pressure you to give a false confession. They may lie to you. They may even break the law in an attempt to get your cooperation. A lawyer will be there to step in to make sure this type of thing doesn’t happen.

On top of that, your lawyer is going to be doing most of the hard work on your behalf, such as filling out paperwork, representing you in trial, and persuading others via negotiation.

The Complexities of Drug Charges

So why are drug charges so complicated in the first place?

• Changing laws and statutes. For starters, laws and statutes around drugs change frequently. Drugs are sometimes added or dropped in the list of scheduled substances and protocols for processing drug charges on a regular basis. A person being charged with this specific crime in 2005 probably isn’t going to be in the same situation as a person charged with the same crime in 2022.
• State by state variations. Laws also vary by state. Getting caught with illegal drugs in California isn’t the same as being caught with those same illegal drugs in Alabama.
• Poor understanding of drugs. Regulatory bodies sometimes have a poor understanding of what drugs are and how they work, leading to vague and incomplete definitions that make drug charges unnecessarily complicated.
•  Definitions and fringe cases. Certain ambiguities make definitions of drugs difficult. For example, marijuana may be illegal in your area, but the 2018 Farm Bill made hemp-derived products legal as long as they contain only a trace amount of delta-9 THC – so what happens if your product is right on the threshold?
• Secondary charges. Secondary charges, like possession of drug paraphernalia, can instantly make your case more complicated. If you have large quantities of drugs, if you were caught selling drugs, if you crossed state lines, or if you committed other offenses like robbery, you might find yourself in a very complicated situation.

Actionable Steps You Can Take

These are some actual steps you can take to mitigate the harm of complex drug charges.

• Don’t talk. For the most part, you should never speak to the police. You have the right to remain silent, so you might as well use it. As the Miranda Rights suggest, anything you say can and will be used against you in a court of law, so any information you give the police represents a potential liability. Just stay quiet until your lawyer advises you to speak.
•  Get a lawyer ASAP. In line with this, get a lawyer as soon as possible. No matter how much you think you understand your current situation or about drug laws, your lawyer will know more.
• Educate yourself. Don’t just nod along with whatever your lawyer says. It’s important to educate yourself as well. Work to understand what charges are being pressed against you, what the laws actually say, and what the evidence against you is.
• Seek the best outcome for your situation. It’s hard to say what the “right” thing to do is when you’re facing drug charges since every situation is so different. You should always be attempting to seek the best outcome for your specific situation, whether that’s getting the charges dropped or just accepting a plea deal.

Drug charges are more complicated than most people think, and there’s no indication that they’re going to get simpler in the near future. It’s important to stay educated, avoid sabotaging yourself and seek the advice and support of professionals in this area of criminal law.

When you get a divorce, it changes your life. But, for better or worse, you’ll eventually move on. The same can’t be said for your kids. If you aren’t careful, it can leave deep emotional scars that never fully heal. 

4 Ways to Protect Your Children in a Divorce

Adults, while certainly susceptible to emotional trauma, are far less vulnerable than children. A child is highly impressionable, fragile, and ill-prepared to handle trauma in the same way that grown, mature individuals can. 

A divorce can be rough on a child, emotionally, developmentally, and relationally. And while you’ll eventually find a new partner and forge a fresh future, your child will forever be marked by the divorce. They will always have one parent “over here” and another parent “over there.” This isn’t to say that they’ll be miserable, or that it’ll even have a negative impact on their life, but it will be permanent. A child only gets two birth parents and a separation has a lasting impact.

Why do we bring all of this up? It’s not to make you feel bad or to encourage you to reconsider. Divorces happen and, in many cases, are what’s best for all parties. We say this to remind you that your children have to be the priority as you go through this divorce. And as important as other factors are, there’s nothing more vital than protecting your children and keeping them safe during this time. Here are several specific ways you can do this:

• Never Fight In Front of the Kids

Divorces can get heated – that’s understandable. But never, under any circumstances, air out your dirty laundry in front of the children. For the good of your children, keep it together when they’re in your presence. Raising voices, throwing accusations, and getting physical will do nothing but hurt your children. 

If you need to have a heated conversation with your spouse, save it for a time when the kids are at school. Go for a ride in the car. Talk about it on the phone when the children are in bed. Emotions can run high, but there’s no excuse for bringing children into your fights and making them feel stressed and anxious.

• Think Before You Explain

Be very aware of the language you use when explaining to your children what’s happening. A three-year-old has far less context for what a divorce is than a seven-year-old does. And a seven-year-old doesn’t understand it nearly as well as a 15-year-old might. Properly explaining the divorce in an age-appropriate manner is very important. 

Regardless of age, your goal as a parent during this time is to make your child feel secure. Prioritize spending time with them and keeping up with normal routines. The busier you stay, the less likely it is to affect the child in the moment. And through these activities and routines, you can find little pockets of time to talk, ask questions, and reaffirm.

• Minimize Trauma

Your children shouldn’t be involved in your divorce any more than necessary. 

“While either parent can request that a child testify in divorce court, this can be traumatic for the child,” divorce lawyer Rowdy G. Williams points out. “ Ask your divorce attorney what the real benefit is likely to be from bringing your child in to testify, and consider whether it’s worth the emotional trauma to your child.”

In most cases, it’s not worth it. But, if you have to in order to make the proper case, you’ll want to do so with as much ease and comfort as you can. 

• Don’t Use Children as Pawns

This final tip sort of goes hand-in-hand with the previous one. Children should not be used as leverage in a divorce. While both parents might want to use children to paint the other parent in a negative light, consider the position this puts a child in. At the end of the day, you’re both that child’s parents. Encouraging them to speak poorly of the other is a huge mistake that could compromise their relationship with one or both of you. 

Adding it All Up

No two divorces are the same. And when children are involved, it admittedly makes things a little more difficult. But if you’re proactive and plan ahead for ways to protect your children, you can keep them safe and minimize any long-term emotional scars that could otherwise develop.

Vaping CBD is one of the easiest and most effective ways to enjoy this non-intoxicating cannabinoid. With there being wide differences in quality between the various CBD vapes on the market, however, it pays to learn everything there is to know about this hemp product category before you make a purchase. In this guide, learn everything you should keep in mind as you hunt down the perfect CBD pen for your needs.

What Are CBD Vapes?

CBD vapes are vape pens that contain CBD-rich hemp extract. Usually offered either in the form of vape cartridges that attach to rechargeable batteries or disposable vape pens, CBD vapes can contain a wide variety of different extract types and additional ingredients. Only two ingredients are acceptable in CBD vapes, however, and third-party lab reports should always be provided to verify the quality of a CBD vape you’re considering buying.

CBD Vape Buying Checklist

Not sure where to start when it comes to choosing a CBD vape to buy online? Use this simple checklist to make sure you end up with a high-quality CBD vape that will fully fulfill your needs:

— No Harmful Ingredients

Vapes have nowhere near the ability to harm as is claimed by sensationalized media stories, but that doesn’t mean all vape products are 100% safe. In the end, it comes down to the ingredients included, and as long as there’s nothing in your vape that doesn’t come from hemp or cannabis flower, you’re generally in the clear.

The vapes produced by the popular hemp brand Bonata, for instance, are excellent examples of exactly what to do when producing CBD vape products. Containing zero PG, VG, or vitamin E acetate, the only two ingredients in Bonata’s vapes are full-spectrum CBD distillate and cannabis-derived terpenes. That’s all you need to make an excellent vape, and any additional ingredients would only harm instead of help. (1)

— Third-Party Lab Reports

Lab reports produced by a reputable third-party laboratory will serve as indispensable tools as you select the right CBD vape for your needs. It’s a sign that a CBD vape company values transparency and has nothing to hide if they provide their lab tests front and center on every single product page.

Complete CBD vape lab reports include information on cannabinoid and terpene potency along with mycotoxin, heavy metal, and residual solvent levels. If any of this information is missing, you will be incapable of independently verifying the quality of the CBD vape product in question.

— Company Reputation

You can learn a lot about a CBD vape manufacturer from a single Google search. Look through all the information you can find on a CBD brand before you buy any of its products, including reviews on external websites and product reviews left by customers. If a CBD vape brand seems unreliable in any way, choose a competitor instead.

— Vape Quality

You shouldn’t judge a book by its cover, but if an in-depth analysis reveals any points of concern regarding a CBD vape product, remember that there are many higher-quality vapes out there to discover. A CBD vape should include purified distillate, and genuine cannabis terpenes, and feature high-quality hardware and clear, professionally edited product photos.

— Type of Extract

Most CBD vapes on the market now contain full-spectrum CBD distillate instead of the lower-quality option, CBD isolate. The quality of the terpenes present in CBD vapes, however, varies considerably.

While there’s no indication that they’re unsafe, botanical terpenes are difficult to mix and often taste too harsh. Cannabis terpenes (which don’t get you high) are considered to be the gold standard in CBD vapes.

— Terpenes

Whether they’re derived from cannabis or other plants, the balance of terpenes present in your CBD vape will have a major impact on its effects. Terpenes from strongly Sativa-leaning strains, for instance, usually provide uplifting and energizing effects while Indica terpenes are more relaxing or even sleep-inducing. CBD vapes with hybrid terpenes provide a mixture of Indica and Sativa effects.

How to Choose the Best CBD Vape for Your Needs

You now know how to select between high-quality CBD vape brands and companies that won’t make the cut, but how do you choose a vape that’s perfect for you? If you want to vape CBD to help with depression or anxiety, you might be better off with an uplifting Sativa strain.

People combating chronic pain every day, however, generally prefer CBD vapes with hybrid terpenes. If you’re planning to vape CBD to relax in the evening or get to sleep at night, give a full-blooded Indica a shot. (2)